2855 White Magnolia Loop, Clermont, FL 34711 Property Records

Lake County property record for 2855 White Magnolia Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,855 sqft · built 2003
Lot Size	0.281 acres (12,241 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Sep 2005)
Tax Bill	$4,278 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23-26-1300-000-03800`

Property Details

APN / Parcel Number

Primary APN	`03-23-26-1300-000-03800`
Alternative APN	`3810696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,855 sqft Living Area
1st Floor Area	1,855 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,241 sqft (0.281 acres)
Garage Type	Finished
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3810696
Street Address	2855 WHITE MAGNOLIA LOOP
City	CLERMONT
State	FL
Zip	34711-6252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA PARK PHASE I PB 47 PG 18-19 LOT 38 ORB 2939 PG 1986
Legal Range	26E
Legal Township	23S
Legal Section	03
Legal Subdivision	MAGNOLIA PARK
Legal Phase	1
Legal Tract	1300
Legal Lot Number	38
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31306

Owner

2855 White Magnolia Loop is owned by an individual who bought it in September 2005.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	171 W 131ST ST APT 409, 409, NEW YORK, NY 10027-2380
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2005 · Amount on File
Deed Sale	Sep 7, 2005 · Amount on File
Prior Sale	Aug 21, 2003 · Amount on File
Deed Document Number	2005139405
Deed Book / Page	2939 / 1986
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2855 WHITE MAGNOLIA LOOP, CLERMONT, FL 34711-6252
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 FORT WASHINGTON AVE, NEW YORK, NY 10033-4649

Mortgage

Document Number	0055831611
Date	Nov 17, 2020
Book Page	5583/1611
Instrument	2020128938

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,475 Land $55,120 Building $224,355	$279,475 Land $55,120 Building $224,355
2024	$4,278.00 (+5.32%)
2023	$4,062.00 (+13.24%)	$270,225 (+19.45%)	$270,225 (+19.45%) Land $55,120 Building $215,105
2022	$3,587.00	$226,215	$226,215 Land $44,720 Building $181,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2855 White Magnolia Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2855 White Magnolia Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20