San Diego County property record for 2855 Todd St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,943 sqft · built 1979 |
| Lot Size | 0.14 acres (6,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (May 2016) |
| Tax Bill | $6,931 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-280-38-00 |
| Primary APN | 146-280-38-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,943 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 6,115 sqft (0.14 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2855 TODD ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 79 TR 007985 |
| Legal Subdivision | MESA PINES |
| Legal Tract | 007985 |
| Legal Block | 1 |
| Legal Lot Number | 79 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 18510 |
Source: San Diego County records · APN 146-280-38-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2855 TODD ST, OCEANSIDE, CA 92054-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SIGN ON THE LINE INC |
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on Record |
| Deed Sale | May 25, 2016 · Amount on Record |
| Prior Sale | Jun 20, 2008 · Amount on Record |
| Deed Document Number | 2016255657 |
| Prior Transfer Date | Aug 27, 2007 |
| Prior Transfer Doc | 0000575056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2855 TODD ST, OCEANSIDE, CA 92054-3737 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 2855 TODD ST, OCEANSIDE, CA 92054-3737 |
| Document Number | 0000073594 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022-0073594 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2855 TODD ST, OCEANSIDE, CA 92054-3737 |
| Document Number | 0000277649 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 2855 TODD ST OCEANSIDE CA 920543737, OCEANSIDE, CA 92054-3737 |
| Document Number | 0000277649 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 277649 |
| Name | SIGN ON THE LINE INC |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2855 TODD ST, OCEANSIDE, CA 92054-3737 |
| Document Number | 0000414976 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2855 TODD ST OCEANSIDE CA 920543737, OCEANSIDE, CA 92054-3737 |
| Document Number | 0000414976 |
|---|---|
| Date | Oct 05, 2018 |
| Instrument | 414976 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $627,876 (+2%) Land $340,847 Building $287,029 | |
| 2025 | $6,931.00 (+5.19%) | $615,565 (+4.04%) Land $334,164 Building $281,401 |
| 2023 | $6,589.00 (+1.53%) | $591,664 Land $321,189 Building $270,475 |
| 2022 | $6,490.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 8 (1978–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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