2855 Smith St, Osseo, MI 49266 Property Records

Hillsdale County property record for 2855 Smith St, Osseo, MI 49266

Property Summary

Property Type	Single Family Home
Details	1 ba · 847 sqft · built 1870
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Jun 2009)
Tax Bill	$543 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-205-010-013-04-7-2`

Property Details

APN / Parcel Number

Primary APN	`12-205-010-013-04-7-2`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	847 sqft Living Area
Gross Area	1,137 sqft
1st Floor Area	1,137 sqft
Basement Area	387 sqft
Unfinished Basement	387 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	387 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2855 SMITH ST
City	OSSEO
State	MI
Zip	49266-0010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 10 ORIG PLAT SEC 4 T7S R2W VILLAGE OF OSSEO
Legal Range	02W
Legal Township	07S
Legal Section	04
Legal Subdivision	OSSEO
Legal Block	10
Legal Lot Number	11
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2024
Census Tract	51000

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2855 SMITH ST, OSSEO, MI 49266-0010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2009 · Amount on Record
Deed Sale	Jun 15, 2009 · Amount on Record
Prior Sale	May 1, 1996 · Amount on Record
Deed Book / Page	1393 / 379
Prior Transfer Date	Mar 28, 1996
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 27, 2026
Property Address	2855 SMITH ST, OSSEO, MI 49266-0010
Document Number	0000622710
Book / Page	1920 / 368
Instrument Date	Apr 27, 2026
Instrument	2026622710
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2855 SMITH ST, OSSEO, MI 49266-0010

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	2855 SMITH ST, OSSEO, MI 49266-0010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1706/0790
Date	Oct 30, 2018
Book Page	1706/0790

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 10, 2043

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,200 (+0.48%)	$84,472 (+0.53%) Land $8,646 Building $75,826
2025	$543.00 (+14.8%) Homeowner's exemption	$42,000 (+18.64%)	$84,030 (+18.76%) Land $8,712 Building $75,318
2023		$35,400	$70,758 Land $5,544 Building $65,214
2021	$473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures