2855 Saddle Ln, Dryden, MI 48428 Property Records

Lapeer County property record for 2855 Saddle Ln, Dryden, MI 48428

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,244 sqft · built 2001
Lot Size	10.1 acres (442,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,000 (Sep 2024)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-031-019-00`

Property Details

APN / Parcel Number

Primary APN	`003-031-019-00`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,244 sqft Living Area
1st Floor Area	1,282 sqft
Basement Area	1,282 sqft
Unfinished Basement	1,282 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	442,570 sqft (10.1 acres)
Garage Area	810 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2855 SADDLE LN
City	DRYDEN
State	MI
Zip	48428-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 31 T7N R11E BEG N 03 DEG 23' 23 W 1169.44 FT FROM S1/4 COR, TH N 03 DEG 23' 23 W 404 FT, TH S 86 DEG 57' 21 W 1250 FT, TH
Legal Range	11E
Legal Township	07N
Legal Section	31
Jurisdiction	LAPEER MI
Township / Civil Division	ATTICA
Census Block Group	2
Census Block	2032
Census Tract	338500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2855 SADDLE LN, DRYDEN, MI 48428-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Quit Claim Deed, Transfer QUICKEN LOANS LLC
Nov 26, 2019	Warranty Deed, Transfer · Conventional with PMI MAIN STREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Book / Page	3420 / 634
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0031860174
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 25, 2021
Property Address	2855 SADDLE LN, DRYDEN, MI 48428-9660
Document Number	0031860174
Book / Page	3186 / 174
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2855 SADDLE LN, 2855, DRYDEN, MI 48428-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 SADDLE LN, DRYDEN, MI 48428-9660

Mortgage

Document Number	3186177
Date	Mar 25, 2021
Instrument	3186/177

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 26, 2019
Property Address	2855 SADDLE LN, DRYDEN, MI 48428-9660
Document Number	0030640354
Book / Page	003064 / 000354
Instrument Date	Nov 21, 2019
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,962.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5190 SECORD LAKE RD LEONARD MI 483671521, LEONARD, MI 48367-1521

Mortgage

Document Number	30670084
Date	Nov 26, 2019
Book Page	003067/000084

Lender

Name	MAIN STREET BK
Type	Bank
Address	BINGHAM FARMS, MI 48025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Attica Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,400 (+5.01%)	$540,800 (+5.01%)
2025	$6,174.00 (+27.25%) Homeowner's exemption	$257,500 (+5.97%)	$515,000 (+5.97%)
2023		$243,000	$486,000
2022	$4,852.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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