2855 S Harding Ave, #2, Chicago, IL 60623 Property Records

Cook County property record for 2855 S Harding Ave, #2, Chicago, IL 60623

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 2 ba · 2,274 sqft · built 1914
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2023)
Tax Bill	$4,282 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-26-317-022`

Property Details

APN / Parcel Number

Primary APN	`16-26-317-022`
Alternative APN	`16-26-317-022-0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,274 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1915
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,125 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	2855 S HARDING AVE, 2
City	CHICAGO
State	IL
Zip	60623-4418
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	39N
Legal Section	26
Legal Subdivision	CALVIN F TAYLORS SUBDIVISION
Legal Block	8
Legal Lot Number	44,42
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2003
Census Tract	301702

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2718 N LAMON AVE, CHICAGO, IL 60639-1784
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Deed Document Number	202313421
Prior Transfer Date	Jun 30, 2017
Prior Transfer Doc	0000034006
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2855 S HARDING AVE # 2, 2, CHICAGO, IL 60623-4418
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 S HARDING AVE, CHICAGO, IL 60623-4418

Mortgage

Document Number	0004910033
Date	Feb 18, 2026
Instrument	2604910033

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 13, 2023
Property Address	2855 S HARDING AVE # 2, 2, CHICAGO, IL 60623-4418
Document Number	0034713421
Instrument Date	Nov 22, 2023
Instrument	2334713421
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 S 81ST AVE, OAK LAWN, IL 60457-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 S HARDING AVE, CHICAGO, IL 60623-4418

Mortgage

Document Number	0034713422
Date	Dec 13, 2023
Instrument	2334713422

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+37.97%) Land $4,531 Building $23,469	$280,000 (+37.97%) Land $45,310 Building $234,690
2023	$4,282.00 (+2.59%)
2022	$4,174.00 (+2.3%)	$20,294 (-) Land $3,671 Building $16,623	$202,940 (-) Land $36,710 Building $166,230
2021	$4,080.00	$20,294 Land $3,671 Building $16,623	$202,940 Land $36,710 Building $166,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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