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2855 N 3rd St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2855 N 3rd St, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1983
Square Footage1,040 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
Last Sale$144,900 (2023)
Tax Bill$2,525.00 (2025)

Property Details

APN / Parcel Number

Primary APN085100-0000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,040 sqft Living Area
1st Floor1,040 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.29 acres)
Depth X Width125 ft x 100 ft Depth x Width
Porch Area174 sqft Porch

Utilities and HVAC

Cooling SystemWindow A/C Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2855 N 3RD ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1858
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3-73 PONCE DE LEON HGTS LOTS 23 & 25 BLK 3 OR5775/827
Legal Range29E
Legal Township07S
Legal Section02
Legal SubdivisionPONCE DE LEON HEIGHTS UNIT 1
Legal Block3
Legal Lot Number23,25
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3024
Census Tract20903

Owner

Source: St. Johns County records · APN 085100-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9330 ARBOLITA WAY, JACKSONVILLE, FL 32256-7727
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2024Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU
Jun 15, 2023Warranty Deed, Transfer · Balloon Payment
KHRISTI V CUMMINGS IRA 1713239

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Deed Doc Number202346290
Deed Book / Page5775 / 827
Record RefreshedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2855 N 3RD ST, SAINT AUGUSTINE, FL 32084-1858
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9330 ARBOLITA WAY, JACKSONVILLE, FL 32256-7727

Mortgage

Document Number0059820948
DateJul 10, 2024
Book Page5982/948
Instrument2024053705
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2039

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 15, 2023
Property Address2855 N 3RD ST, SAINT AUGUSTINE, FL 32084-1858
Document Number0057750827
Book / Page5775 / 827
Map ReferenceMB 3 PG 73
Instrument DateJun 13, 2023
Instrument2023046290
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,014.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address145 LINDSAY DR, PALM COAST, FL 32137-9579

Transferred To (Grantee/Buyer)

NameVerified Name
Address9330 ARBOLITA WAY, JACKSONVILLE, FL 32256-7727

Mortgage

Document Number0005775829
DateJun 15, 2023
Instrument5775/829
Lender
NameKHRISTI V CUMMINGS IRA 1713239
TypeNon-Lending Institution
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term13 Months
DueJul 13, 2024

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$168,099 (+3.72%) Land $75,000 Building $93,099$168,099 (+3.72%) Land $75,000 Building $93,099
2025$2,525.00 (+14.62%)$162,067 (+4.75%)$162,067 (+4.75%) Land $75,000 Building $87,067
2024$2,203.00 (+461.99%)$154,719 (+186.72%)$154,719 (-16.31%) Land $72,500 Building $82,219
2023$392.00 (-0.76%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$53,962 (+3%)$184,863 (+2.6%) Land $101,250 Building $83,613
2022$395.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$52,390$180,172 Land $84,000 Building $96,172

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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