2855 Main Ave, #A208, Durango, CO 81301 Property Records

La Plata County property record for 2855 Main Ave, #A208, Durango, CO 81301

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,174 sqft · built 2005
Lot Size0.008 acres (344 sqft)
OwnerIndividual Name on Record
Last Sale$469,000 (Mar 2024)
Tax Bill$1,542 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5665-174-17-053

Property Details

APN / Parcel Number

Primary APN5665-174-17-053
Alternative APN
  • R428341

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units64 Units
Stories2 Stories
Building Area1,174 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Lot Area344 sqft (0.008 acres)

Exterior Amenities

PorchUnfinished Open Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR428341
Street Address2855 MAIN AVE, A208
CityDURANGO
StateCO
Zip81301-5957
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUBDIVISION: UPTOWN DURANGO CONDOS PH 2 UNIT: A208 PER PLAT 923794 2855 MAIN AVE #A208 DURANGO 81301
Legal SubdivisionUPTOWN DURANGO CONDOS PH 2 UNIT: A208
Legal Phase2
Legal Block3
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3015
Census Tract970900

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2855 MAIN AVE, A208, DURANGO, CO 81301-5957
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
SAGE HOME LOANS CORP
Mar 7, 2024Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 14, 2022Special Warranty Deed, Transfer · Conventional Mortgage
BOKF NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2024 · Amount on Record
Deed SaleMar 7, 2024 · Amount on Record
Prior SaleNov 14, 2022 · Amount on Record
Deed Document Number20241230404
Prior Transfer DateJul 3, 2006
Prior Transfer Doc0000937741
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address2855 MAIN AVE STE A208, A208, DURANGO, CO 81301-5957
Transaction TypeMortgage
Record UpdatedApr 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2855 MAIN AVE A208, A208, DURANGO, CO 81301-5957

Mortgage

Document Number0001250978
DateFeb 9, 2026
Instrument1250978
Lender
NameSAGE HOME LOANS CORP
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateMar 7, 2024
Property Address2855 MAIN AVE STE A208, A208, DURANGO, CO 81301-5957
Document Number0001230404
Map ReferenceDOC 923794
Instrument DateMar 7, 2024
Instrument1230404
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2855 MAIN AVE # AVEA208, AVEA208, DURANGO, CO 81301-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address2855 MAIN AVE STE A208, A208, DURANGO, CO 81301-5957

Mortgage

Document Number0001230405
DateMar 7, 2024
Instrument1230405
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateNov 14, 2022
Property Address2855 MAIN AVE STE A208, A208, DURANGO, CO 81301-5957
Document Number0001217166
Map ReferenceDOC 923794
Instrument DateNov 10, 2022
Instrument1217166
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$41.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2855 MAIN AVE # AVEA208, 2855, DURANGO, CO 81301-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address2855 MAIN AVE STE A208, A208, DURANGO, CO 81301-5957

Mortgage

Document Number0001217167
DateNov 14, 2022
Instrument1217167
Lender
NameBOKF NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2037
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.7%
IndexOther
Margin3
Max Rate11.7%

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,520 (-2.06%) Building $28,520$465,950 (-) Building $465,950
2025$1,542.00 (+36.82%)$29,120 (+22.05%) Building $29,120$465,950 (+30.83%) Building $465,950
2024$1,127.00 (+17.52%)
2023$959.00 (+3.12%)$23,860 (+4.28%) Building $23,860$356,150 (+8.19%) Building $356,150
2022$930.00$22,880 Building $22,880$329,180 Building $329,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2000–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURANGO
serves 33,787 people · EPA ID CO0134150
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: FastTrack Communications, Verizon, Vero Fiber, Visionary Broadband.

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