2855 Downer Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 2855 Downer Ave, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 996 sqft · built 1944
Lot Size	0.147 acres (6,402 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2019)
Tax Bill	$8,239 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`528-280-025-8`

Property Details

APN / Parcel Number

Primary APN	`528-280-025-8`
Alternative APN	`528-280-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	6,402 sqft (0.147 acres)
Garage Type	Attached
Garage Area	278 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2855 DOWNER AVE
City	RICHMOND
State	CA
Zip	94804-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SCHAPIRO CENTRAL LOTS 10 & 11 BLK 4
Legal Subdivision	SHAPIROS CENTRAL
Legal Block	4
Legal Lot Number	10,11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	374000

Owner

2855 Downer Ave is owned and occupied by two individuals who acquired it in February 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2855 DOWNER AVE, RICHMOND, CA 94804-1441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOW VA RATES LLC
Jan 22, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 19, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019 · Amount on File
Deed Sale	Mar 19, 2019 · Amount on File
Deed Document Number	201937030
Last Transfer Date	Feb 16, 2022
Transfer Doc	0000044764
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 14, 2022
Property Address	2855 DOWNER AVE, RICHMOND, CA 94804-1441
Document Number	0000044764
Map Reference	VOL 5 PG 111
Instrument Date	Feb 16, 2022
Instrument	2022-044764
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2855 DOWNER AVE, RICHMOND, CA 94804-1441

Mortgage

Document Number	0000044765
Date	Mar 14, 2022
Instrument	2022-044765

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2855 DOWNER AVE, RICHMOND, CA 94804-1441
Document Number	0000015992
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2855 DOWNER AVE RICHMOND CA 948041441, RICHMOND, CA 94804-1441

Mortgage

Document Number	0000015992
Date	Jan 27, 2020
Instrument	15992

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 19, 2019
Property Address	2855 DOWNER AVE, RICHMOND, CA 94804-1441
Document Number	0000037030
Instrument Date	Mar 6, 2019
Instrument	37030
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2855 DOWNER AVE RICHMOND CA 948041441, RICHMOND, CA 94804-1441

Mortgage

Document Number	37031
Date	Mar 19, 2019
Instrument	37031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2855 Downer Ave was $8,239.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$483,572 (+2%) Land $369,791 Building $113,781
2025	$8,239.00	$474,091 Land $362,541 Building $111,550
2023	$7,958.00 (+1.86%)	$455,683 Land $348,464 Building $107,219
2022	$7,813.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2855 Downer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2855 Downer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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