Lauderdale County property record for 2855 Co Rd 1, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,707 sqft · built 1965 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $338 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Jun 2021 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 08-08-28-0-000-003-002 |
| Primary APN | 08-08-28-0-000-003-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 17435 |
|---|---|
| Street Address | 2855 COUNTY ROAD 1 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 436 X 476.50 (445S) IRR IN THE NW/4 OF NW/4 OF NW/4 SEC 28 T1S R14W LESS ROW 2.00 AC/D |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 11300 |
2855 Co Rd 1 is owned and occupied by an individual who acquired it in June 2021.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2855 COUNTY ROAD 1, WATERLOO, AL 35677-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jun 29, 2021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jun 29, 2021 |
| Property Address | 2855 COUNTY ROAD 1, WATERLOO, AL 35677-3242 |
| Document Number | 2021/40819 |
| Book / Page | 2021 / 40819 |
| Map Reference | MB 132 PG 306 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2855 COUNTY ROAD 1, WATERLOO, AL 35677-3242 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jun 29, 2021 |
| Property Address | 2855 COUNTY ROAD 1, WATERLOO, AL 35677-3242 |
| Document Number | 2021/40810 |
| Book / Page | 2021 / 40810 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2855 COUNTY ROAD 1, WATERLOO, AL 35677-3242 |
The 2025 property tax bill for 2855 Co Rd 1 was $338 with exemptions applied, up 10.5% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338.00 (+10.46%) Homeowner's exemption Senior Citizen's exemption | $16,860 (+6.98%) | $175,580 (+11.56%) Land $21,300 Building $154,280 |
| 2024 | $306.00 (-12.07%) Homeowner's exemption Senior Citizen's exemption | $15,760 (+636.45%) Land $1,780 Building $13,980 | $157,380 (+1.92%) Land $17,700 Building $139,680 |
| 2023 | $348.00 Homeowner's exemption Senior Citizen's exemption | $2,140 (-80.86%) Land $2,140 | $154,420 (+38.12%) Land $21,400 Building $133,020 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $11,180 | $111,800 Land $17,000 Building $94,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2855 Co Rd 1 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2855 Co Rd 1 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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