2855 Calmar Dr, Escondido, CA 92029 Property Records

San Diego County property record for 2855 Calmar Dr, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,240 sqft
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`238-420-51-00`

Property Details

APN / Parcel Number

Primary APN	`238-420-51-00`
Alternative APN	`2383101100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,240 sqft Living Area

Exterior

Lot Area	29,185 sqft (0.67 acres)

Location & Zoning

Old Parcel Number	2383101100
Street Address	2855 CALMAR DR
City	ESCONDIDO
State	CA
Zip	92029-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 11 PAR A PER DOC89-072887 IN LOT 12 BLK 32 MAP 1241&IN TR 004533
Legal Subdivision	HOMELAND ACRES ADD TO ESCONDID
Legal Tract	004533
Legal Block	32
Legal Lot Number	11,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	20405

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2855 CALMAR DR, ESCONDIDO, CA 92029-5813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Oct 5, 2018	Grant Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2855 CALMAR DR, ESCONDIDO, CA 92029-5813
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	LENNAR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4659 TEXAS ST 12, 12, SAN DIEGO, CA 92116-2949

Mortgage

Document Number	0000089525
Date	Feb 28, 2022
Instrument	2022-0089525

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2018
Property Address	2855 CALMAR DR, ESCONDIDO, CA 92029-5813
Document Number	0000416242
Instrument Date	Sep 22, 2018
Instrument	416242
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1762 ROBINSON AVE SAN DIEGO CA 921033623, SAN DIEGO, CA 92103-3623

Mortgage

Document Number	416243
Date	Oct 5, 2018
Instrument	416243

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,487 (+120.86%) Land $282,407 Building $361,080
2025	$3,382.00 (+36.81%)	$291,350 (+37.24%) Land $220,870 Building $70,480
2023	$2,472.00 (+1.19%)	$212,295 Land $212,295
2022	$2,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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