2855 110th St, Sumner, IA 50674 Property Records

Bremer County property record for 2855 110th St, Sumner, IA 50674

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 1,792 sqft · built 1967
Lot Size	23.4 acres (1,021,482 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Dec 2022)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`04-06-400-011`

Property Details

APN / Parcel Number

Primary APN	`04-06-400-011`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,021,482 sqft (23.4 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2855 110TH ST
City	SUMNER
State	IA
Zip	50674-9180
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	06-93-11 PARCEL D SW SE
Legal Range	11W
Legal Township	93N
Legal Section	06
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER NO. 2
Census Block Group	2
Census Block	2000
Census Tract	4500

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2855 110TH ST, SUMNER, IA 50674-9180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 30, 2022	Legal Action/Court Order, Foreclosure · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	20224558
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Recording Date	Apr 6, 2026
Property Address	2855 110TH ST, SUMNER, IA 50674-9180
Document Number	0000000991
Instrument Date	Apr 3, 2026
Instrument	2026991
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 110TH ST, SUMNER, IA 50674-9180

Mortgage

Document Number	0000000991,
Date	Apr 6, 2026
Instrument	2026991

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BREMER IA
Recording Date	Dec 30, 2022
Property Address	2855 110TH ST, SUMNER, IA 50674-9180
Document Number	0020224558
Map Reference	DOC 20220226
Instrument Date	Dec 27, 2022
Instrument	20224558
Transaction Type	Foreclosure
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 110TH ST, SUMNER, IA 50674-9180

Mortgage

Document Number	0020224559
Date	Dec 30, 2022
Instrument	20224559

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (+25.57%)	$385,910 (+35.84%) Land $43,730 Building $342,180	$385,910 (+35.84%) Land $43,730 Building $342,180
2024	$3,786.00 (+13.22%)
2023		$284,100 Land $33,670 Building $250,430	$284,100 Land $33,670 Building $250,430
2022	$3,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2008–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Windstream Fixed Wireless	25 / 4

Cell Coverage

5G and 4G LTE (outdoors only)

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