28545 Anchorage Ln, Hayward, CA 94545 Property Records

Alameda County property record for 28545 Anchorage Ln, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,687 sqft · built 2009
Lot Size	0.054 acres (2,360 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Jun 2024)
Tax Bill	$16,321 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`456-99-68`

Property Details

APN / Parcel Number

Primary APN	`456-99-68`
Alternative APN	`456-0099-068-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,687 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,360 sqft (0.054 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28545 ANCHORAGE LN
City	HAYWARD
State	CA
Zip	94545-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00115 BLK: TR: 7489
Legal Subdivision	TRACT NO 7489
Legal Tract	7489
Legal Block	1
Legal Lot Number	115
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1016
Census Tract	437101

Owner

28545 Anchorage Ln is owned and occupied by two individuals who bought it in June 2024.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28545 ANCHORAGE LN, HAYWARD, CA 94545-4773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
May 8, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	May 12, 2016 · Amount on File
Deed Document Number	202469326
Prior Transfer Date	Nov 27, 2009
Prior Transfer Doc	0000371789
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28545 ANCHORAGE LN, HAYWARD, CA 94545-4773
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28545 ANCHORAGE LN, HAYWARD, CA 94545-4773

Mortgage

Document Number	0000209232
Date	Jun 8, 2021
Instrument	2021209232

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28545 ANCHORAGE LN, HAYWARD, CA 94545-4773
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28545 ANCHORAGE LN, HAYWARD, CA 94545-4773

Mortgage

Document Number	0000138072
Date	Apr 7, 2021
Instrument	2021138072

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28545 ANCHORAGE LN, HAYWARD, CA 94545-4773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107187
Date	May 8, 2020
Instrument	2020107187

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28545 ANCHORAGE LN, HAYWARD, CA 94545-4773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040178
Date	Feb 19, 2020
Instrument	2020040178

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28545 ANCHORAGE LN, HAYWARD, CA 94545-4773
Document Number	0000273909
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28545 ANCHORAGE LN HAYWARD CA 945454773, HAYWARD, CA 94545-4773

Mortgage

Document Number	0000273909
Date	Dec 13, 2017
Instrument	273909

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28545 Anchorage Ln was $16,321.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,140,000 (-8.76%) Land $342,000 Building $798,000
2025	$16,321.00	$1,249,500 Land $374,850 Building $874,650
2023	$10,924.00 Homeowner's exemption	$786,226 Land $235,868 Building $550,358	$958,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28545 Anchorage Ln in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28545 Anchorage Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,400 / 1,400
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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