Wayne County property record for 28540 Pondside Ct, Flat Rock, MI 48134
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,796 sqft · built 2000 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,000 (Oct 2019) |
| Tax Bill | $8,956 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 58 097 02 0005 000 |
| Primary APN | 58 097 02 0005 000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,796 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 1,340 sqft |
| Unfinished Basement | 1,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 120 ft deep x 99.8 ft wide |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28540 PONDSIDE CT |
|---|---|
| City | FLAT ROCK |
| State | MI |
| Zip | 48134-1482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 32C 5 LOT 5 WOODCREEK PARK SUB NO.1 T4S R10E L114 P29 TO 34 WCR |
| Legal Subdivision | WOODCREEK PARK NO 1 |
| Legal Lot Number | 5 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | FLAT ROCK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 599001 |
28540 Pondside Ct is owned and occupied by an individual who bought it in October 2019.
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28540 PONDSIDE CT, FLAT ROCK, MI 48134-1482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS CAPITAL INC |
| Oct 18, 2019 | Warranty Deed, Transfer · Conventional with PMI ADVISORS CAP |
| Apr 16, 2019 | Quit Claim Deed, Mortgage AMROCK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on File |
| Deed Sale | Oct 18, 2019 · Amount on File |
| Deed Document Number | 2019295010 |
| Deed Book / Page | 55346 / 1295 |
| Prior Transfer Date | Oct 20, 2010 |
| Prior Transfer Doc | 0488281173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 28540 PONDSIDE CT, FLAT ROCK, MI 48134-1482 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 28540 PONDSIDE CT, FLAT ROCK, MI 48134-1482 |
| Document Number | 0560280823 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 56028/823 |
| Instrument | 2020259776 |
| Name | ADVISORS CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NOVI, MI 48375 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Oct 18, 2019 |
| Property Address | 28540 PONDSIDE CT, FLAT ROCK, MI 48134-1482 |
| Document Number | 0553461295 |
| Book / Page | 055346 / 001295 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 295010 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,468.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24831 TRILLIUM WAY FLAT ROCK MI 481348810, FLAT ROCK, MI 48134-8810 |
| Document Number | 553310694 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 055331/000694 |
| Instrument | 288285 |
| Name | ADVISORS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | NOVI, MI 48375 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 16, 2019 |
| Property Address | 28540 PONDSIDE CT, FLAT ROCK, MI 48134-1482 |
| Document Number | 0549950646 |
| Book / Page | 054995 / 000646 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 141479 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28470 W 13 MILE RD #220 FARMINGTON HILLS MI 483345400, 220, FARMINGTON HILLS, MI 48334-5400 |
The 2025 property tax bill for 28540 Pondside Ct was $8,956 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Flat Rock City |
| Unified School District | Flat Rock Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,200 (+9.69%) | $450,400 (+9.69%) | |
| 2025 | $8,956.00 Homeowner's exemption | $205,300 | $410,600 |
| 2023 | $8,297.00 Homeowner's exemption | $185,500 | $371,000 |
| 2019 | $5,080.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28540 Pondside Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28540 Pondside Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAT ROCK serves 10,541 people · EPA ID MI0002300 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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