2854 Ila Rd, Commerce, GA 30530 Property Records

Jackson County property record for 2854 Ila Rd, Commerce, GA 30530

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,890 sqft · built 2017
Lot Size0.97 acres (42,253 sqft)
Owner2 Individual Names on File
Tax Bill$3,139 (2025)
Deeds & MortgagesMay 2018 Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001 022D

Property Details

APN / Parcel Number

Primary APN001 022D
Alternative APN
  • 37192

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,890 sqft Heated Area
1st Floor Area1,120 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area42,253 sqft (0.97 acres)
PorchSlab
Porch Area320 sqft
Storage Building1,536 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number37192
Street Address2854 ILA RD
CityCOMMERCE
StateGA
Zip30530-4610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description0.966 ACRE PLAT BOOK 71 PAGE 215
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3005
Census Tract10400

Owner

2854 Ila Rd is owned and occupied by two individuals.

Source: Jackson County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2854 ILA RD, COMMERCE, GA 30530-4610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BANK
Jul 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTHEAST GEORGIA BANK
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
REGIONS MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address2854 ILA RD, COMMERCE, GA 30530-4610
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00080Q0243
DateMay 3, 2018
Book Page80Q/243
Lender
NameMAGNOLIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address2854 ILA RD, COMMERCE, GA 30530-4610
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00077Q0212
DateJul 19, 2017
Book Page77Q/212
Lender
NameNORTHEAST GEORGIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueAug 1, 2018

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address2854 ILA RD, COMMERCE, GA 30530-4610
Document Number00092Q0504
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedDec 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2854 ILA RD COMMERCE GA 305304610, COMMERCE, GA 30530-4610

Mortgage

Document Number00092Q0504
DateNov 20, 2020
Book Page00092Q/000504
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2854 Ila Rd was $3,139 with a homeowner's exemption, down 1.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,920 (-) Land $18,560 Building $109,360$319,800 (-) Land $46,400 Building $273,400
2025$3,139.00 (-1.1%) Homeowner's exemption$127,920 (-) Land $18,560 Building $109,360$319,800 (-) Land $46,400 Building $273,400
2024$3,174.00 (+25.9%) Homeowner's exemption$127,920 (+10.77%) Land $18,560 Building $109,360$319,800 (+10.77%) Land $46,400 Building $273,400
2023$2,521.00 (+8.76%) Homeowner's exemption$115,480 (+39.67%) Land $18,560 Building $96,920$288,700 (+39.67%) Land $46,400 Building $242,300
2022$2,318.00 Homeowner's exemption$82,680 Land $6,280 Building $76,400$206,700 Land $15,700 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2854 Ila Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2854 Ila Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 11,340 people · EPA ID GA1570001
Water SourceSurface water
Last State InspectionJan 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Windstream
DSL · Fiber, Cable in parts of the area
200 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ila Rd

Nearby Streets

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