2854 Harvard Rd, Charleston, SC 29414 Property Records

Charleston County property record for 2854 Harvard Rd, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,450 sqft · built 1982
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Oct 2020)
Tax Bill	$12,693 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`358-12-00-060`

Property Details

APN / Parcel Number

Primary APN	`358-12-00-060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	775 sqft
Upper Floors Area	1,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	119 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	536 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2854 HARVARD RD
City	CHARLESTON
State	SC
Zip	29414-7030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DRAYTON ON ASHLEY DESCRIPTION -LT 11 BLK H
Legal Subdivision	DRAYTON ON ASHLEY
Legal Block	H
Legal Lot Number	11
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3031
Census Tract	5701

Owner

Source: Charleston County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2854 HARVARD RD, CHARLESTON, SC 29414-7030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 9, 2020	Grant Deed, Transfer · Conventional with PMI NAVY FCU
Nov 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Deed Book / Page	924 / 47
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	0838/0800
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2854 HARVARD RD, CHARLESTON, SC 29414-7030
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0011970024
Date	Aug 11, 2023
Book Page	1197/24

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Nov 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 9, 2020
Property Address	2854 HARVARD RD, CHARLESTON, SC 29414-7030
Document Number	0924/0047
Book / Page	000924 / 000047
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 HARVARD RD CHARLESTON SC 294147030, CHARLESTON, SC 29414-7030
Investor	Possibly a Property Investor

Mortgage

Document Number	924/0048
Date	Oct 9, 2020
Book Page	000924/000048

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 12, 2019
Property Address	2854 HARVARD RD, CHARLESTON, SC 29414-7030
Document Number	0838/0800
Book / Page	000838 / 000800
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 RIVERVIEW LN TARPON SPRINGS FL 346894113, TARPON SPRINGS, FL 34689-4113

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 12, 2019
Property Address	2854 HARVARD RD, CHARLESTON, SC 29414-7030
Document Number	0838/0799
Book / Page	000838 / 000799
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 RIVERVIEW LN TARPON SPRINGS FL 346894113, TARPON SPRINGS, FL 34689-4113

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,693.00 (+12.41%)
2024	$11,292.00 (+6.74%)	$36,000 (-)
2022	$10,579.00	$36,000	$600,000 (-) Land $309,700 Building $290,300
2020			$600,000 Land $309,700 Building $290,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	10 (2015–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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