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2854 Grayson St, Ferndale, MI 48220 Property Records

Oakland County property record for 2854 Grayson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,462 sqft · built 2004
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Jun 2018)
Tax Bill$8,048 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-27-284-024

Property Details

APN / Parcel Number

Primary APN24-25-27-284-024
Alternative APN
  • 2527284024

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,462 sqft Living Area
1st Floor Area766 sqft
Basement Area766 sqft
Unfinished Basement766 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood Siding
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area426 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area79 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2854 GRAYSON ST
CityFERNDALE
StateMI
Zip48220-1064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 CAMPBELL HTS SUB LOT 10 12-5-03 FR 002
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionCAMPBELL HTS SUB
Legal Lot Number10,12
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2018
Census Tract173000

Owner

2854 Grayson St is owned and occupied by an individual who bought it in June 2018.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2854 GRAYSON ST, FERNDALE, MI 48220-1064
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BK
Jun 29, 2018Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Jul 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2018 · Amount on File
Deed SaleJun 29, 2018 · Amount on File
Prior SaleDec 15, 2009 · Amount on File
Deed Document Number2018109136
Deed Book / Page51954 / 440
Prior Transfer DateJun 22, 2018
Prior Transfer Doc0000111722
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2854 GRAYSON ST, FERNDALE, MI 48220-1064
Document Number0000190806
Instrument DateNov 4, 2020
Transaction TypeMortgage
Record UpdatedJan 8, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2854 GRAYSON ST FERNDALE MI 482201064, FERNDALE, MI 48220-1064

Mortgage

Document Number0000190806
DateNov 13, 2020
Book Page055170/000326
Instrument190806
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 12, 2035

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 29, 2018
Property Address2854 GRAYSON ST, FERNDALE, MI 48220-1064
Document Number0000109136
Book / Page51954 / 00440
Map ReferenceLB 12 PG 12
Instrument DateJun 22, 2018
Instrument109136
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,322.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2854 GRAYSON ST, 2854, FERNDALE, MI 48220-1064

Transferred To (Grantee/Buyer)

NameVerified Name
Address2854 GRAYSON ST, FERNDALE, MI 48220-1064

Mortgage

Document Number0000109137
DateJun 29, 2018
Instrument109137
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2033

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 5, 2018
Property Address2854 GRAYSON ST, FERNDALE, MI 48220-1064
Document Number0000111722
Book / Page051968 / 000502
Instrument DateJun 22, 2018
Instrument111722
Transaction TypeTransfer
Record UpdatedJul 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27447 OAKLEY ST LIVONIA MI 481543987, LIVONIA, MI 48154-3987

Tax Assessment & Valuation

The 2025 property tax bill for 2854 Grayson St was $8,048 with a homeowner's exemption, down 3.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,048.00 (-3.14%) Homeowner's exemption$198,890$397,780
2024$8,309.00
2023$176,240$352,480
2021$7,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2854 Grayson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2854 Grayson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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