2854 Capital Rd, Mc Lean, IL 61754 Property Records

De Witt County property record for 2854 Capital Rd, Mc Lean, IL 61754

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,660 sqft · built 2020
Lot Size	2.85 acres (124,146 sqft)
Owner	2 Trust Names on File
Tax Bill	$11,039 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-200-003`

Property Details

APN / Parcel Number

Primary APN	`01-16-200-003`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,660 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	124,146 sqft (2.85 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	416 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2854 CAPITAL RD
City	MC LEAN
State	IL
Zip	61754-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 16 T21 R1, PT E1/2 NE - BEG 1347.21S NE COR, S60.53, W385.65, SW493.04, W110.87, N530.6,NE ALG C/L RD TO POB (AKA LOT 8 L
Legal Range	01
Legal Township	21
Legal Section	16
Legal Subdivision	THORD PRINCIPAL MERIDIAN
Legal Lot Number	8
Jurisdiction	DEWITT IL
Township / Civil Division	WAYNESVILLE
Census Block Group	1
Census Block	1031
Census Tract	971600

Owner

2854 Capital Rd is owner-occupied and held in a trust since January 2026.

Source: De Witt County records, as of June 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2854 CAPITAL RD, MC LEAN, IL 61754-9347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 3, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 21, 2026
Transfer Doc	0000270735
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEWITT IL
Recording Date	Feb 3, 2026
Property Address	2854 CAPITAL RD, MC LEAN, IL 61754-9347
Document Number	0000270734
Instrument Date	Jan 21, 2026
Instrument	270734
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 CAPITAL RD, MC LEAN, IL 61754-9347

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEWITT IL
Recording Date	Feb 3, 2026
Property Address	2854 CAPITAL RD, MC LEAN, IL 61754-9347
Document Number	0000270736
Instrument Date	Jan 21, 2026
Instrument	270736
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 CAPITAL RD, MC LEAN, IL 61754-9347

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	2854 CAPITAL RD, MC LEAN, IL 61754-9347
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264764
Date	Apr 27, 2023
Instrument	264764

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Min Rate At Change	5%
Max Rate At Change	8.63%
Index	LIBOR
Margin	2
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 2854 Capital Rd was $11,039.

Source: De Witt County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	De Witt County
County Subdivision	Waynesville Township
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,039.00	$149,414 Land $9,156 Building $140,258	$448,287 Land $448,287
2023		$112,797 (+6%) Land $7,643 Building $105,154	$338,425 (+6%) Land $338,425
2022	$8,637.00	$106,412 Land $7,210 Building $99,202	$319,268 Land $319,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2854 Capital Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2854 Capital Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Capital Rd

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