2854 Athletic Fields Ct, Waldorf, MD 20603 Property Records

Charles County property record for 2854 Athletic Fields Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,699 sqft · built 2010
Lot Size	0.234 acres (10,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Mar 2017)
Tax Bill	$14,519 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-345026`

Property Details

APN / Parcel Number

Primary APN	`06-345026`
Alternative APN	`345026`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,699 sqft Living Area
Gross Area	4,183 sqft
1st Floor Area	1,252 sqft
Basement Area	1,001 sqft
Finished Basement	1,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,174 sqft (0.234 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft
Deck Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	345026
Street Address	2854 ATHLETIC FIELDS CT
City	WALDORF
State	MD
Zip	20603-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 136 PH 2-A NORTH POINT SUB
Legal Subdivision	NORTH POINT SUB
Legal Phase	2
Legal Block	3
Legal Lot Number	136
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3020
Census Tract	850713

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2854 ATHLETIC FIELDS CT, WALDORF, MD 20603-5351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 4, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Mar 28, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	Aug 20, 2010 · Amount on Record
Deed Book / Page	9775 / 507
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	0097750507
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2854 ATHLETIC FIELDS CT, WALDORF, MD 20603-5351
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 ATHLETIC FIELDS CT, WALDORF, MD 20603-5351

Mortgage

Document Number	0130740442
Date	Oct 4, 2023
Book Page	13074/442

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Feb 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2854 ATHLETIC FIELDS CT, WALDORF, MD 20603-5351
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 ATHLETIC FIELDS CT, WALDORF, MD 20603-5351

Mortgage

Document Number	0119460397
Date	Jul 16, 2021
Book Page	11946/397

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Feb 1, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	2854 ATHLETIC FIELDS CT, WALDORF, MD 20603-5351
Document Number	0105280048
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 ATHLETIC FIELDS CT WALDORF MD 206035351, WALDORF, MD 20603-5351

Mortgage

Document Number	0105280048
Date	Feb 4, 2019
Book Page	010528/000048

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Mar 28, 2017
Property Address	2854 ATHLETIC FIELDS CT, WALDORF, MD 20603-5351
Document Number	0097750507
Book / Page	9775 / 507
Map Reference	MB57 FO561-563
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MILESTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2230 HOPE CIR, WALDORF, MD 20601-5259
Investor	Possibly a Property Investor

Mortgage

Document Number	0009775512
Date	Mar 28, 2017
Instrument	9775/512

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,300 (+3.38%)	$586,300 (+10.14%) Land $185,200 Building $401,100
2025	$14,519.00 (+140.86%) Homeowner's exemption	$532,300 (+19.27%) Land $150,200 Building $382,100	$532,300 (-) Land $150,200 Building $382,100
2023	$6,028.00 Homeowner's exemption	$446,300	$532,300 Land $150,200 Building $382,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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