28535 State St, Valley, NE 68064 Property Records

Douglas County property record for 28535 State St, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,308 sqft · built 1995
Lot Size	0.909 acres (39,610 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2019)
Tax Bill	$5,824 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`R2344712025`

Property Details

APN / Parcel Number

Primary APN	`R2344712025`
Alternative APNs	`4471 2025 23` `2344712025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,610 sqft (0.909 acres)
Lot Dimensions	233 ft deep x 170 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2344712025
Street Address	28535 STATE ST
City	VALLEY
State	NE
Zip	68064-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY COUNTRY CLUB ESTATES NO. 1 LOT 3 BLOCK 0 W 45 FT OUT LOT A & LOT 3 170 X 233
Legal Subdivision	VALLEY COUNTRY CLUB ESTATES NO. 1
Legal Lot Number	A,3
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	3
Census Block	3089
Census Tract	7504

Owner

28535 State St is owned and occupied by an individual who bought it in September 2019.

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28535 STATE ST, VALLEY, NE 68064-7432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Aug 6, 2013 · Amount on File
Deed Document Number	2019074207
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28535 STATE ST, VALLEY, NE 68064-7432
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158157
Date	Dec 3, 2021
Instrument	2021158157

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 10, 2019
Property Address	28535 STATE ST, VALLEY, NE 68064-7432
Document Number	2019074207
Instrument Date	Sep 4, 2019
Instrument	2019074207
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHARTER T&E SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$753.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28535 STATE ST, VALLEY, NE 68064-7432

Mortgage

Document Number	2019074208
Date	Sep 10, 2019
Instrument	2019074208

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,800 Land $52,100 Building $419,700	$471,800 Land $52,100 Building $419,700
2024	$5,824.00 (-16.44%)
2023	$6,970.00 (-1.13%)	$434,800 Land $52,100 Building $382,700	$434,800 Land $52,100 Building $382,700
2022	$7,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28535 State St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 119 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	149 (1978–2019)
Claims Outside the SFHA	3 of 149
Most Recent Claim	May 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, Mar 2019 · 124 claims Severe Storms, Tornadoes & Flooding, Jun 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28535 State St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY serves 3,294 people · EPA ID NE3105518
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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