2853 Shelburne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2853 Shelburne Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,788 sqft · built 2013
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$273,400 (Mar 2016)
Tax Bill	$5,541 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0157-0001-0040`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0157-0001-0040`
Alternative APN	`263119015700010040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,788 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	1,317 sqft
Upper Floors Area	1,471 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	262 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2853 SHELBURNE WAY
City	SAINT CLOUD
State	FL
Zip	34772-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 1 PB 22 PG 75-83 LOT 4
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 1
Legal Phase	1
Legal Tract	157
Legal Block	40
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1014
Census Tract	43304

Owner

2853 Shelburne Way is owned and occupied by an individual who acquired it in January 2023.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	2853 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jan 31, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2016 · Amount on File
Deed Sale	Mar 15, 2016 · Amount on File
Deed Document Number	201637836
Deed Book / Page	4928 / 1803
Last Transfer Date	Jan 17, 2023
Transfer Doc	0063510079
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2853 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	AMERICAN CHOICE TITLE, AMERICAS CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2853 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number	0060741908
Date	Oct 27, 2021
Book Page	6074/1908
Instrument	2021167669

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 31, 2023
Property Address	2853 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0063510079
Book / Page	6351 / 79
Map Reference	MB 22 PG 75-83
Instrument Date	Jan 17, 2023
Instrument	2023011576
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 SURREY RD, DEBARY, FL 32713-4241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2853 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2853 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0057641671
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2853 SHELBURNE WAY ST CLOUD FL 347728909, ST CLOUD, FL 34772-8909

Mortgage

Document Number	0057641671
Date	Jul 29, 2020
Book Page	005764/001671
Instrument	99351

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2853 Shelburne Way was $5,541 with a homeowner's exemption, up 5.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,541.00 (+5.64%) Homeowner's exemption	$245,580	$406,300 Land $73,500 Building $332,800
2024	$5,245.00 (+2.6%)
2023	$5,112.00 (+2.36%) Homeowner's exemption	$231,708 (+3%)	$412,200 (+16.01%) Land $63,000 Building $349,200
2022	$4,994.00 Homeowner's exemption	$224,960	$355,300 Land $57,800 Building $297,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2853 Shelburne Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2853 Shelburne Way is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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