2853 London Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2853 London Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Sep 1998)
Tax Bill	$545 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-5N-11-0000-0220-0031`

Property Details

APN / Parcel Number

Primary APN	`32-5N-11-0000-0220-0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Heated Area
Gross Area	1,540 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Driveway	Driveway
Driveway Area	200 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2853 LONDON RD
City	COTTONDALE
State	FL
Zip	32431-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 703 P 752 BEGIN AT NWC OF NE1/4 OF SW1/4, RUN E ALONG C/L OF RTWY 149.03 FT, S 292.32 FT, W 149.03 FT, N 292.32 FT TO POB.
Legal Range	11W
Legal Township	05N
Legal Section	32
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	2
Census Block	2045
Census Tract	210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 224, COTTONDALE, FL 32431-0224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 1998 · Amount on Record
Deed Sale	Sep 8, 1998 · Amount on Record
Deed Document Number	0000703752
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2853 LONDON RD, COTTONDALE, FL 32431-7010
Document Number	0016020929
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2853 LONDON RD COTTONDALE FL 324317010, COTTONDALE, FL 32431-7010

Mortgage

Document Number	0016020929
Date	Mar 18, 2019
Book Page	001602/000929
Instrument	32003604

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MARIANNA, FL 32448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	18%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$545.00 (+4.41%) Homeowner's exemption	$81,294 (+2.9%)	$123,313 (-1.24%) Land $8,500 Building $114,813
2024	$522.00 (+8.75%) Homeowner's exemption	$79,003 (+3%)	$124,860 (+3.15%) Land $8,500 Building $116,360
2023	$480.00 (+11.89%) Homeowner's exemption	$76,702 (+3%)	$121,050 (+22.52%) Land $8,500 Building $112,550
2022	$429.00 Homeowner's exemption	$74,468	$98,799 Land $8,000 Building $90,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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