2853 E Schacht Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 2853 E Schacht Rd, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,838 sqft · built 1960
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$365,500 (Oct 2025)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-14460-00`

Property Details

APN / Parcel Number

Primary APN	`014-14460-00`
Alternative APN	`53-08-22-400-014.000-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Construction Type	Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Terrain	High
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	014-14460-00
Street Address	2853 E SCHACHT RD
City	BLOOMINGTON
State	IN
Zip	47401-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	PT SE SE 22-8-1W 1.40 A.
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1004
Census Tract	1501

Owner

2853 E Schacht Rd is owned and occupied by an individual who bought it in October 2025.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2853 E SCHACHT RD, BLOOMINGTON, IN 47401-8810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 1, 2023	Limited Warranty Deed, Transfer · Stand-Alone First Mortgage TONA MOORE ETUX
Feb 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Aug 1, 2023 · Amount on File
Deed Document Number	202554686
Prior Transfer Date	Dec 1, 2004
Prior Transfer Doc	2005004576
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 13, 2025
Property Address	2853 E SCHACHT RD, BLOOMINGTON, IN 47401-8810
Document Number	2025011590
Instrument Date	Oct 10, 2025
Instrument	2025011590
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2853 E SCHACHT RD, BLOOMINGTON, IN 47401-8810

Mortgage

Document Number	2025011591
Date	Oct 13, 2025
Instrument	2025011591

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 1, 2023
Property Address	2853 E SCHACHT RD, BLOOMINGTON, IN 47401-8810
Document Number	2023008855
Instrument Date	Aug 1, 2023
Instrument	2023008855
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2853 E SCHACHT RD, BLOOMINGTON, IN 47401-8810

Mortgage

Document Number	2023008856
Date	Aug 1, 2023
Instrument	2023008856

Lender

Name	TONA MOORE ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 31, 2025

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 6, 2023
Property Address	2853 E SCHACHT RD, BLOOMINGTON, IN 47401-8810
Document Number	2023001177
Instrument Date	Feb 3, 2023
Instrument	2023001177
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 E STERLING AVE, BLOOMINGTON, IN 47401-7828

Tax Assessment & Valuation

The 2025 property tax bill for 2853 E Schacht Rd was $1,159, up 13.2% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (+13.18%)	$181,000 (+16.4%) Land $52,000 Building $129,000	$181,000 (+16.4%) Land $52,000 Building $129,000
2024	$1,024.00	$155,500 (+0.78%) Land $41,600 Building $113,900	$155,500 (+0.78%) Land $41,600 Building $113,900
2023		$154,300 (+12.38%) Land $41,600 Building $112,700	$154,300 (+12.38%) Land $41,600 Building $112,700
2022	$1,715.00 (+95.11%)	$137,300 Land $36,200 Building $101,100	$137,300 Land $36,200 Building $101,100
2021	$879.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2853 E Schacht Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2853 E Schacht Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHS WATER CORPORATION private · serves 870 people · EPA ID IN5253015
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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