28518 Leonard Rd, Centertown, MO 65023 Property Records

Moniteau County property record for 28518 Leonard Rd, Centertown, MO 65023

Property Summary

Property Type	Rural Home
Details	1,921 sqft
Lot Size	21.9 acres (956,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2018)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-154-0`

Property Details

APN / Parcel Number

Primary APN	`11-154-0`
Alternative APN	`11-5.0-15-000-000-015.000`

Interior

Building Area	1,921 sqft Adjusted Area
1st Floor Area	1,836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	956,142 sqft (21.9 acres)
Shed	1 Shed
Shed Area	675 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11-154-0
Street Address	28518 LEONARD RD
City	CENTERTOWN
State	MO
Zip	65023-3707
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	21.95 AC SEC 15 TWP 45 RG 14 SEC 15
Legal Range	14W
Legal Township	45N
Legal Section	15
Jurisdiction	MONITEAU MO
Township / Civil Division	WALKER
Census Block Group	3
Census Block	3037
Census Tract	385100

Owner

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28518 LEONARD RD, CENTERTOWN, MO 65023-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit RIVER REGION CU
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIVER REGION CU
May 3, 2021	Deed of Trust, Mortgage · Line of Credit RIVER REGION CU
Apr 13, 2018	Intrafamily Transfer, Transfer · Line of Credit RIVER REGION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	2018672
Prior Transfer Date	Apr 10, 2018
Prior Transfer Doc	0201800672
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	28518 LEONARD RD, CENTERTOWN, MO 65023-3707
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201801358
Date	Jul 27, 2018
Instrument	201801358

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	28518 LEONARD RD, CENTERTOWN, MO 65023-3707
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000907
Date	May 22, 2020
Instrument	202000907

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2025
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	5-Year TN
Max Rate	7.87%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	28518 LEONARD RD, CENTERTOWN, MO 65023-3707
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101013
Date	May 3, 2021
Instrument	202101013

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONITEAU MO
Recording Date	Apr 13, 2018
Property Address	28518 LEONARD RD, CENTERTOWN, MO 65023-3707
Document Number	0201800672
Instrument Date	Apr 10, 2018
Instrument	201800672
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28518 LEONARD RD, CENTERTOWN, MO 65023-3707

Mortgage

Document Number	0201800673
Date	Apr 13, 2018
Instrument	201800673

Lender

Name	RIVER REGION CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Unified School District	Moniteau County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,640 (-)
2025	$1,222.00 (+0.99%)	$23,640 (-)	$126,100 (-) Land $25,800 Building $100,300
2023	$1,210.00	$23,640	$126,100 Land $25,800 Building $100,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1995–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONITEAU COUNTY PWSD 2 serves 1,400 people · EPA ID MO3024396
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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