28512 Seaside Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 28512 Seaside Rd, Cape Charles, VA 23310

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,776 sqft · built 1800
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Jan 2022)
Tax Bill$1,457 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN106-A-91

Property Details

APN / Parcel Number

Primary APN106-A-91
Alternative APNs
  • 395150
  • 11334

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1800
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
PorchFinished/Screened Porch
Porch Area296 sqft
Deck Area50 sqft

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number395150
Street Address28512 SEASIDE RD
CityCAPE CHARLES
StateVA
Zip23310-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCELS B & C - SUBDIVISION ATE PARCELS B & C - SUBDIVISION ATE
Legal SubdivisionPARCELS B & C SUBDIVISION
JurisdictionNORTHAMPTON VA
Township / Civil Division1
Census Block Group2
Census Block2046
Census Tract930302

Owner

28512 Seaside Rd is owned by an individual who bought it in January 2022.

Source: Northampton County records, as of March 11, 2026

Owner of RecordIndividual Name on File
Mailing Address5106 MAGOTHA RD, CAPE CHARLES, VA 23310-1661
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2022 · Amount on File
Deed SaleJan 7, 2022 · Amount on File
Prior SaleMay 24, 2007 · Amount on File
Deed Document Number220000046
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateJan 7, 2022
Property Address28512 SEASIDE RD, CAPE CHARLES, VA 23310-1609
Document Number0220000046
Instrument DateNov 17, 2021
Instrument220000046
Transaction TypeTransfer
Record UpdatedFeb 9, 2022
Title CompanyACCOMACK TITLE SETTLEMENT INC, ACCOMACK TITLE & STLMNT INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5106 MAGOTHA RD, CAPE CHARLES, VA 23310-1661

Mortgage

Document Number0220000047
DateJan 7, 2022
Instrument220000047
Lender
NameNATIONS DIRECT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.13%

Tax Assessment & Valuation

The 2025 property tax bill for 28512 Seaside Rd was $1,457.

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,457.00$206,800 Land $28,000 Building $178,800
2024$206,800 (+60.19%) Land $28,000 Building $178,800
2023$981.00$129,100 Land $19,700 Building $109,400$129,100 Land $19,700 Building $109,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28512 Seaside Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28512 Seaside Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Eastern Shore of Virginia Broadband Authority
Fiber
200 / 200
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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