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2851 S Spaulding Ave, Chicago, IL 60623 Property Records

Cook County property record for 2851 S Spaulding Ave, Chicago, IL 60623

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 714 sqft · built 1893
Lot Size0.072 acres (3,125 sqft)
OwnerIndividual Name on Record
Last Sale$177,000 (Jun 2022)
Tax Bill$2,954 (2023)
Deeds & MortgagesJun 2022 Sale & Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-26-422-021

Property Details

APN / Parcel Number

Primary APN16-26-422-021
Alternative APN
  • 16-26-422-021-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area714 sqft Living Area
1st Floor Area714 sqft

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1895
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area3,125 sqft (0.072 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2851 S SPAULDING AVE
CityCHICAGO
StateIL
Zip60623-4755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Range13E
Legal Township39N
Legal Section26
Legal SubdivisionMARJORY W WILKINS SUB BLK 13 STEELES &
Legal Block2
Legal Lot Number28
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2002
Census Tract840800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2851 S SPAULDING AVE, CHICAGO, IL 60623-4755
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Apr 1, 2022Intrafamily Transfer, Transfer
SERVICELINK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleApr 22, 2010 · Amount on Record
Deed Document Number202221480
Prior Transfer DateSep 1, 2021
Prior Transfer Doc0000045123
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 30, 2022
Property Address2851 S SPAULDING AVE, CHICAGO, IL 60623-4755
Document Number0018121480
Instrument DateMay 3, 2022
Instrument2218121480
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2851 S SPAULDING AVE, CHICAGO, IL 60623-4755

Mortgage

Document Number0018121481
DateJun 30, 2022
Instrument2218121481
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2851 S SPAULDING AVE, CHICAGO, IL 60623-4755
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025912247
DateSep 16, 2021
Instrument2125912247
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2031
Interest
Rate2.75%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateApr 1, 2022
Property Address2851 S SPAULDING AVE, CHICAGO, IL 60623-4755
Document Number0009145123
Instrument DateSep 1, 2021
Instrument2209145123
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2851 S SPAULDING AVE, CHICAGO, IL 60623-4755

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,100 (+22.15%) Land $4,531 Building $12,569$171,000 (+22.15%) Land $45,310 Building $125,690
2023$2,954.00 (+83.14%)
2022$1,613.00$13,999 Land $3,671 Building $10,328$139,990 Land $36,710 Building $103,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,072 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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