2851 Parker Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2851 Parker Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1963
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Jul 2014)
Tax Bill	$3,006 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-45771-0508`

Property Details

APN / Parcel Number

Primary APN	`82-45771-0508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Width	100 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2851 PARKER RD
City	SAINT CLOUD
State	MN
Zip	56301-9161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 005 CHERYL PARK SECTION 26 TOWNSHIP 124 RANGE 028 SECTION 26 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	26
Legal Subdivision	CHERYL PARK
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	402

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2851 PARKER RD, SAINT CLOUD, MN 56301-9161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage REDEVELOPMENT AUTH
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage REDEVELOPMENT AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	2014240897
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jul 14, 2026
Property Address	2851 PARKER RD, SAINT CLOUD, MN 56301-9161
Document Number	0000047149
Instrument Date	Jun 22, 2026
Instrument	202647149
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 PARKER RD, SAINT CLOUD, MN 56301-9161

Mortgage

Document Number	0000047149,
Date	Jul 14, 2026
Instrument	202647149

Lender

Name	REDEVELOPMENT AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jul 14, 2026
Property Address	2851 PARKER RD, SAINT CLOUD, MN 56301-9161
Document Number	0000047151
Instrument Date	Jun 22, 2026
Instrument	202647151
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 PARKER RD, SAINT CLOUD, MN 56301-9161

Mortgage

Document Number	0000047151,
Date	Jul 14, 2026
Instrument	202647151

Lender

Name	REDEVELOPMENT AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,006.00 (+16.51%)	$239,300 (+5.74%) Land $40,000 Building $199,300	$239,300 (+5.74%) Land $40,000 Building $199,300
2025	$2,580.00 (+5.74%) Homeowner's exemption	$226,300 (+4.09%) Land $40,000 Building $186,300	$226,300 (+4.09%) Land $40,000 Building $186,300
2023	$2,440.00	$217,400 Land $40,000 Building $177,400	$217,400 Land $40,000 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Intrepid Fiber Networks, Verizon.

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