2851 Lear Dr, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 2851 Lear Dr, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1957
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on File
Tax Bill	$619 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`159150017002000000`

Property Details

APN / Parcel Number

Primary APN	`159150017002000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	175 ft deep x 81.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2851 LEAR DR
City	CAPE GIRARDEAU
State	MO
Zip	63701-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW PT LOT 7 BLK 5 RODNEY VISTA 04/05
Legal Range	13E
Legal Township	31S
Legal Section	36
Legal Subdivision	RODNEY VISTA
Legal Block	5
Legal Lot Number	7
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	CAPE GIRARDEAU
Census Block Group	1
Census Block	1015
Census Tract	881302

Owner

2851 Lear Dr is owned and occupied by two individuals who acquired it in August 2022.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2851 LEAR DR, CAPE GIRARDEAU, MO 63701-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MONTANA HOUSING DEV COMMISSION
Aug 26, 2022	Warranty Deed, Transfer
Jun 2, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Dec 22, 2020	Foreclosure ATTORNEY ONLY
May 7, 2018	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022
Deed Sale	Aug 26, 2022
Prior Sale	Sep 14, 2021 · Amount on File
Deed Document Number	20229318
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2851 LEAR DR, CAPE GIRARDEAU, MO 63701-4210
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transaction

Additional	Notice of Trustee Sale

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202112433
Date	Sep 14, 2021
Instrument	2021-12433

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2851 LEAR DR, CAPE GIRARDEAU, MO 63701-4210
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202114304
Date	Oct 25, 2021
Instrument	2021-14304

Lender

Name	MONTANA HOUSING DEV COMMISSION
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 26, 2022
Property Address	2851 LEAR DR, CAPE GIRARDEAU, MO 63701-4210
Document Number	0202209318
Map Reference	DB 151 PG 315
Instrument Date	Aug 26, 2022
Instrument	2022-09318
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2851 LEAR DR, CAPE GIRARDEAU, MO 63701-4210

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2851 LEAR DR, CAPE GIRARDEAU, MO 63701-4210
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201706195
Date	Jun 2, 2017
Instrument	201706195

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate

December 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 22, 2020
Property Address	2851 LEAR DR, CAPE GIRARDEAU, MO 63701-4210
Document Number	0000016437
Instrument Date	Nov 19, 2020
Instrument	16437
Transaction Type	Foreclosure
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16857 BCR 314 MARBLE HILL MO 637647126, MARBLE HILL, MO 63764-7126

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	2851 LEAR DR, CAPE GIRARDEAU, MO 63701-4210
Document Number	0000004541
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 LEAR DR CAPE GIRARDEAU MO 637014210, CAPE GIRARDEAU, MO 63701-4210

Mortgage

Document Number	0000004541
Date	May 14, 2018
Instrument	4541

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2851 Lear Dr was $619.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Cape Girardeau City
Unified School District	Cape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,860 (-) Land $1,970 Building $9,890	$62,432 (-) Land $10,368 Building $52,064
2025	$619.00	$11,860 Land $1,970 Building $9,890	$62,432 Land $10,368 Building $52,064
2023	$587.00	$11,300 Land $1,880 Building $9,420	$59,459 Land $9,874 Building $49,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2851 Lear Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2851 Lear Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Lear Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures