2851 Highridge Ter, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 2851 Highridge Ter, Eagan, MN 55121

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,800 sqft · built 1957
Lot Size0.456 acres (19,875 sqft)
Owner2 Individual Names on Record
Last Sale$429,900 (Aug 2020)
Tax Bill$3,748 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-81400-02-020

Property Details

APN / Parcel Number

Primary APN10-81400-02-020

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,800 sqft Living Area
Gross Area2,130 sqft
1st Floor Area1,800 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1982
Construction TypeWood
Lot Area19,875 sqft (0.456 acres)
Garage TypeAttached
Garage Area330 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address2851 HIGHRIDGE TER
CitySAINT PAUL
StateMN
Zip55121-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY VIEW PLATEAU 2 2
Legal SubdivisionVALLEY VIEW PLATEAU
Legal Block2
Legal Lot Number20
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1007
Census Tract60726

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2851 HIGHRIDGE TER, SAINT PAUL, MN 55121-1103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Jul 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK NA
Jul 23, 2020Deed of Trust, Mortgage · Line of Credit
GATEWAY BK
May 5, 2017Deed of Trust, Mortgage · Line of Credit
GATEWAY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleMay 21, 2004 · Amount on Record
Deed Document Number20203390333
Last Transfer DateDec 27, 2021
Transfer Doc0003516199
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAKOTA MN
Recording DateJan 5, 2022
Property Address2851 HIGHRIDGE TER, EAGAN, MN 55121-1103
Document Number0003516199
Instrument DateDec 27, 2021
Instrument3516199
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyPARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2851 HIGHRIDGE TER, EAGAN, MN 55121-1103

Mortgage

Document Number0003516200
DateJan 5, 2022
Instrument3516200
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address2851 HIGHRIDGE TER, EAGAN, MN 55121-1103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPARTNERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003381222
DateJul 2, 2020
Instrument3381222
Lender
NameMERCHANTS BANK NA
TypeBank
AddressWINONA, MN 55987
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address2851 HIGHRIDGE TER, EAGAN, MN 55121-1103
Document Number0003390363
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2851 HIGHRIDGE TER EAGAN MN 551211103, EAGAN, MN 55121-1103

Mortgage

Document Number0003390363
DateAug 12, 2020
Instrument3390363
Lender
NameGATEWAY BK
TypeBank
AddressMENDOTA HEIGHTS, MN 55118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 11, 2025
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address2851 HIGHRIDGE TER, EAGAN, MN 55121-1103
Document Number0003196247
Instrument DateMay 5, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2851 HIGHRIDGE TER EAGAN MN 551211103, EAGAN, MN 55121-1103

Mortgage

Document Number0003196247
DateJun 13, 2017
Instrument3196247
Lender
NameGATEWAY BK
TypeBank
AddressMENDOTA HEIGHTS, MN 55118
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictWest St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,748.00 (+14.97%)$382,100 (+6.76%) Land $113,200 Building $268,900$382,100 (+6.76%) Land $113,200 Building $268,900
2023$3,260.00 Homeowner's exemption
2022$357,900 Land $110,100 Building $247,800$357,900 Land $110,100 Building $247,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Highridge Ter

Nearby Streets

Search Property Records by Address or Parcel Number