2851 Arden Ln, Merced, CA 95340 Property Records

Merced County property record for 2851 Arden Ln, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,071 sqft · built 1957
Lot Size	0.523 acres (22,773 sqft)
Owner	Individual Name on File
Tax Bill	$17 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-164-006-000`

Property Details

APN / Parcel Number

Primary APN	`008-164-006-000`
Alternative APN	`008-164-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,071 sqft Living Area
Gross Area	3,599 sqft
1st Floor Area	3,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1969
Construction Type	Wood
Roof Material	Other
Lot Area	22,773 sqft (0.523 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	210 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-164-006
Street Address	2851 ARDEN LN
City	MERCED
State	CA
Zip	95340-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEL ARDEN PK LOT 5
Legal Subdivision	DEL ARDEN PARK
Legal Lot Number	5
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4021
Census Tract	1200

Owner

2851 Arden Ln is owned and occupied by an individual who acquired it in November 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2851 ARDEN LN, MERCED, CA 95340-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRAVIS CU
Nov 16, 2021	Intrafamily Transfer, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021
Deed Sale	Nov 16, 2021
Prior Sale	Mar 14, 2012 · Amount on File
Deed Document Number	202151029
Prior Transfer Date	Nov 5, 2021
Prior Transfer Doc	0000051029
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2851 ARDEN LN, MERCED, CA 95340-2723
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 ARDEN LN, MERCED, CA 95340-2723

Mortgage

Document Number	0000038327
Date	Nov 15, 2022
Instrument	2022038327

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 16, 2021
Property Address	2851 ARDEN LN, MERCED, CA 95340-2723
Document Number	0000051029
Map Reference	VOL 13 PG 9
Instrument Date	Nov 5, 2021
Instrument	2021051029
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 ARDEN LN, MERCED, CA 95340-2723

Mortgage

Document Number	0000051030
Date	Nov 16, 2021
Instrument	2021051030

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2851 Arden Ln was $17 with a veteran's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$226,114 (+2%) Land $14,086 Building $212,028
2025	$17.00 Veteran's exemption	$221,681 Land $13,810 Building $207,871
2024	$17.00 (-97.04%)
2023	$575.00 (-11.81%) Disabled Person's exemption Veteran's exemption	$213,075 Land $13,275 Building $199,800
2022	$652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2851 Arden Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2851 Arden Ln is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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