2851 313th St W, Northfield, MN 55057 Property Records

Dakota County property record for 2851 313th St W, Northfield, MN 55057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,090 sqft · built 1993
Lot Size5.25 acres (228,954 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Mar 2025)
Tax Bill$3,232 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-02000-03-013

Property Details

APN / Parcel Number

Primary APN41-02000-03-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,090 sqft Living Area
Gross Area2,574 sqft
1st Floor Area2,090 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood
Lot Area228,954 sqft (5.25 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address2851 313TH ST W
CityNORTHFIELD
StateMN
Zip55057-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 20 TWN 112 RANGE 19 20 112 19 E 558.89 FT OF W 690.89 FT OF S 409.62 FT OF NE 1/4 OF NE 1/4
Legal Range19W
Legal Township112
Legal Section20
Legal Block3
Legal Lot Number13
JurisdictionDAKOTA MN
Township / Civil DivisionWATERFORD
Census Block Group1
Census Block1031
Census Tract61502

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2851 313TH ST W, NORTHFIELD, MN 55057-5431
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed of Trust, Mortgage · Line of Credit
HOMETOWN FCU
Aug 10, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 21, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2025 · Amount on Record
Deed SaleMar 19, 2025 · Amount on Record
Prior SaleAug 10, 2020 · Amount on Record
Deed Document Number20253668434
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address2851 313TH ST W, NORTHFIELD, MN 55057-5431
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003555915
DateSep 1, 2022
Instrument3555915
Lender
NameHOMETOWN FCU
TypeCredit Union
AddressOWATONNA, MN 55060
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 31, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateAug 10, 2020
Property Address2851 313TH ST W, NORTHFIELD, MN 55057-5431
Document Number0003389971
Instrument DateJul 15, 2020
Instrument3389971
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,313.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2851 313TH ST W, NORTHFIELD, MN 55057-5431

Mortgage

Document Number0003389972
DateAug 10, 2020
Instrument3389972
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateDec 21, 2017
Property Address2851 313TH ST W, NORTHFIELD, MN 55057-5431
Document Number0003228991
Instrument DateDec 15, 2017
Instrument3228991
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyLENDSERV NATIONAL TITLE & IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2851 313TH ST W, NORTHFIELD, MN 55057-5431

Mortgage

Document Number0003228992
DateDec 21, 2017
Instrument3228992
Lender
NameFIRST FARMERS & MERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
County SubdivisionWaterford Township
Unified School DistrictNorthfield Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,232.00 (+4.19%)$323,100 (+3.23%) Land $114,100 Building $209,000$323,100 (+3.23%) Land $114,100 Building $209,000
2023$3,102.00 Homeowner's exemption
2022$313,000 Land $116,100 Building $196,900$313,000 Land $116,100 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2001–2011)
Most Recent ClaimMar 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Southeast MN Wifi
Fixed Wireless
300 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

Nearby Properties on 313th St W

Nearby Streets

Search Property Records by Address or Parcel Number