Lucas County property record for 2851 123rd St, Toledo, OH 43611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,180 sqft · built 1937 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,433 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-04497 |
| Primary APN | 01-04497 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 604 sqft |
| 2nd Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 1937 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,200 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2851 123RD ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43611-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | ARBOR GROVE LOT 19 |
| Legal Subdivision | ARBOR GROVE |
| Legal Lot Number | 19 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 5501 |
2851 123rd St is owned and occupied by two individuals who acquired it in October 2019.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2851 123RD ST, TOLEDO, OH 43611-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU |
| Oct 31, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2019 |
| Transfer Doc | 0000044478 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 2851 123RD ST, TOLEDO, OH 43611-2726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2851 123RD ST, TOLEDO, OH 43611-2726 |
| Document Number | 0000033461 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 202207270033461 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Oct 31, 2019 |
| Property Address | 2851 123RD ST, TOLEDO, OH 43611-2726 |
| Document Number | 0000044478 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 44478 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2851-123RD ST TOLEDO OH 43611, TOLEDO, OH 43611 |
The 2025 property tax bill for 2851 123rd St was $2,433 with a homeowner's exemption, up 8.8% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,433.00 (+8.76%) Homeowner's exemption | $39,340 (-) Land $5,950 Building $33,390 | |
| 2024 | $2,237.00 (+8.43%) Homeowner's exemption | $39,340 (+24.75%) Land $5,950 Building $33,390 | $112,400 Land $17,000 Building $95,400 |
| 2023 | $2,063.00 (+0.19%) Homeowner's exemption | $31,535 (-) Land $5,460 Building $26,075 | |
| 2022 | $2,059.00 Homeowner's exemption | $31,535 Land $5,460 Building $26,075 | |
| 2021 | $90,100 Land $15,600 Building $74,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2851 123rd St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 19 (1980–1985) |
| Claims Outside the SFHA | 9 of 19 |
| Most Recent Claim | Mar 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2851 123rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: Amplex Wireless.
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