2850 SW Murphy Rd, Palm City, FL 34990 Property Records

Martin County property record for 2850 SW Murphy Rd, Palm City, FL 34990

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,404 sqft · built 1989
Lot Size	2.12 acres (92,391 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jun 2021)
Tax Bill	$11,092 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-38-40-011-000-0002.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-40-011-000-0002.0-7-0000`
Alternative APNs	`01-38-40-011-000-00020-7` `138400110000002070000` `12658`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	2,404 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	92,391 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	766 sqft
Deck Area	322 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12658
Street Address	2850 SW MURPHY RD
City	PALM CITY
State	FL
Zip	34990-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	HIDDEN BAY LOT 2 & 1/28TH INT IN ACCESS ROAD
Legal Range	40E
Legal Township	38S
Legal Section	1
Legal Subdivision	HIDDEN BAY
Legal Block	3
Legal Lot Number	2,1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3009
Census Tract	606

Owner

2850 SW Murphy Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2850 SW MURPHY RD, PALM CITY, FL 34990-1810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Intrafamily Transfer, Transfer TITLE BROTHERS LLC
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Jul 11, 2003 · Amount on File
Deed Document Number	20212893049
Deed Book / Page	3229 / 2964
Prior Transfer Date	May 31, 2021
Prior Transfer Doc	0032300546
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jun 3, 2021
Property Address	2850 SW MURPHY RD, PALM CITY, FL 34990-1810
Document Number	0032300546
Book / Page	3230 / 546
Map Reference	MB 7 PG 41
Instrument Date	May 31, 2021
Instrument	2893184
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	TITLE BROTHERS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2850 SW MURPHY RD, PALM CITY, FL 34990-1810

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 3, 2021
Property Address	2850 SW MURPHY RD, PALM CITY, FL 34990-1810
Document Number	0032292964
Book / Page	3229 / 2964
Map Reference	MB 7 PG 41
Instrument Date	May 28, 2021
Instrument	2893049
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3120 SW MARTIN DOWNS BLVD, 3120, PALM CITY, FL 34990-2641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 SW MURPHY RD, PALM CITY, FL 34990-1810

Mortgage

Document Number	32292966
Date	Jun 3, 2021
Instrument	3229/2966

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2850 SW MURPHY RD, PALM CITY, FL 34990-1810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031750501
Date	Nov 23, 2020
Book Page	3175/501
Instrument	2851458

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 29, 2019
Property Address	2850 SW MURPHY RD, PALM CITY, FL 34990-1810
Document Number	0030911097
Book / Page	003091 / 001097
Instrument Date	Sep 10, 2019
Instrument	2782201
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SW WISPER BAY DR PALM CITY FL 349901429, PALM CITY, FL 34990-1429

Tax Assessment & Valuation

The 2025 property tax bill for 2850 SW Murphy Rd was $11,092, up 1.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,092.00 (+1.52%) Homeowner's exemption	$673,440 Land $247,500 Building $425,940	$673,440 Land $247,500 Building $425,940
2024	$10,926.00 (-2.44%)
2023	$11,199.00 (+13.78%)	$623,821 (+1%)	$684,640 (+20.72%) Land $247,500 Building $437,140
2022	$9,843.00	$567,110 Land $237,510 Building $329,600	$567,110 Land $237,510 Building $329,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2850 SW Murphy Rd in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	72 (1984–2022)
Claims Outside the SFHA	21 of 72
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Frances, Sep 2004 · 25 claims Hurricane Irene, Oct 1999 · 6 claims Severe Flooding, Oct 1995 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2850 SW Murphy Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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