2850 Sugar Camp Rd, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2850 Sugar Camp Rd, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,952 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2018)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-40-00-015.00`

Property Details

APN / Parcel Number

Primary APN	`045-40-00-015.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,952 sqft Finished Area
Gross Area	2,787 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2850 SUGAR CAMP RD
City	COVINGTON
State	KY
Zip	41017-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.0 AC NWS SUGAR CAMP RD 0.5 MILE NORTH FOWLER CREEK RD BEING 150 X 290.40
Legal Subdivision	FOWLER CREEK
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2010
Census Tract	66801

Owner

2850 Sugar Camp Rd is owned and occupied by an individual who bought it in January 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2850 SUGAR CAMP RD, COVINGTON, KY 41017-9565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2018 · Amount on File
Deed Sale	Jan 23, 2018 · Amount on File
Deed Document Number	20188 01 23 059 001
Deed Book / Page	4059 / 88
Prior Transfer Date	Jan 19, 2018
Prior Transfer Doc	0000000198
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 23, 2018
Property Address	2850 SUGAR CAMP RD, COVINGTON, KY 41017-9565
Document Number	0000000198
Book / Page	0I4059 / 000088
Instrument Date	Jan 19, 2018
Instrument	198
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	AGILITY CLOSING AND TITLE SERVICES I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 SUGAR CAMP RD COVINGTON KY 410179565, COVINGTON, KY 41017-9565

Mortgage

Document Number	200
Date	Jan 23, 2018
Book Page	0I4059/000091
Instrument	200

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2850 Sugar Camp Rd was $2,464.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,400 (+16.77%) Land $25,000 Building $265,400	$290,400 (+16.77%) Land $25,000 Building $265,400
2025	$2,464.00	$248,700 Land $15,000 Building $233,700	$248,700 Land $15,000 Building $233,700
2023	$2,651.00	$248,700 Land $15,000 Building $233,700	$248,700 Land $15,000 Building $233,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2850 Sugar Camp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2850 Sugar Camp Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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