2850 Saint Joe Rd, Saint Henry, OH 45883 Property Records

Mercer County property record for 2850 Saint Joe Rd, Saint Henry, OH 45883

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,840 sqft · built 2023
Lot Size	5.6 acres (244,154 sqft)
Owner	2 Individual Names on File
Last Sale	$49,133 (Jul 2022)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-000300.0000`

Property Details

APN / Parcel Number

Primary APN	`37-000300.0000`
Alternative APN	`10-13-400-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,840 sqft Living Area
Basement Area	2,840 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	244,154 sqft (5.6 acres)
Garage Type	Attached

Location & Zoning

Street Address	2850 SAINT JOE RD
City	SAINT HENRY
State	OH
Zip	45883-9823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE RTS: 001-07-13
Jurisdiction	MERCER OH
Township / Civil Division	RECOVERY
Census Block Group	1
Census Block	1057
Census Tract	968000

Owner

2850 Saint Joe Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2850 SAINT JOE RD, SAINT HENRY, OH 45883-9823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Jul 7, 2022	Deed, Transfer
Mar 30, 2022	Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Nov 13, 2000
Deed Document Number	20223364
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	0000001591
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	2850 SAINT JOE RD, SAINT HENRY, OH 45883-9823
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S WESTVDEW AVE, SAINT HENRY, OH 45883-9644

Mortgage

Document Number	202300000825
Date	Mar 9, 2023
Instrument	202300000825

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER OH
Recording Date	Jul 7, 2022
Property Address	2850 SAINT JOE RD, SAINT HENRY, OH 45883-9823
Document Number	202200003364
Instrument Date	Jun 30, 2022
Instrument	202200003364
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	231 S WESTVIEW AVE, SAINT HENRY, OH 45883-9644

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER OH
Recording Date	Mar 30, 2022
Property Address	2850 SAINT JOE RD, SAINT HENRY, OH 45883-9823
Document Number	202200001591
Instrument Date	Mar 29, 2022
Instrument	202200001591
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2743 STATE ROUTE 119, SAINT HENRY, OH 45883-9773

Mortgage

Document Number	202200001593
Date	Mar 30, 2022
Instrument	202200001593

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2850 Saint Joe Rd was $5,392.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Recovery Township
Unified School District	St. Henry Consolidated Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,392.00	$167,310 (+1,038.16%) Land $21,110 Building $146,200
2024	$5,392.00 (+120.17%)	$14,700 (-) Land $14,700
2023	$2,449.00 (+2,747.67%)	$14,700 (-24.11%) Land $14,700	$478,000 Land $60,300 Building $417,700
2022	$86.00	$19,370 Land $19,370
2020			$55,340 Land $55,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2850 Saint Joe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2850 Saint Joe Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	25 / 6
Wabash Communications Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3
Nuwave Technology Fixed Wireless · not low latency	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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