Clay County property record for 2850 Nova Trl, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,289 sqft · built 1977 |
| Lot Size | 5.53 acres (240,887 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,000 (Jul 2020) |
| Tax Bill | $4,588 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2026 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-05-24-021389-000-00 |
| Primary APN | 13-05-24-021389-000-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,289 sqft Living Area |
| Gross Area | 2,634 sqft |
| 1st Floor Area | 972 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 240,887 sqft (5.53 acres) |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Deck Area | 359 sqft |
|---|---|
| Patio Area | 208 sqft |
| Balcony Area | 348 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2850 NOVA TRL |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF BLK C SOUTH MIDDLEBURG AS REC OR 4326 PG 2007, 4764 PG 475 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 13 |
| Legal Subdivision | SOUTH MIDDLEBURG |
| Legal Block | C |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31203 |
2850 Nova Trl is owned and occupied by an individual who acquired it in January 2026.
Source: Clay County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2850 NOVA TRL, MIDDLEBURG, FL 32068-5738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 6, 2026 | Intrafamily Transfer, Transfer |
| Jul 8, 2020 | Warranty Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Jul 26, 2012 · Amount on File |
| Deed Document Number | 202033716 |
| Deed Book / Page | 4326 / 2007 |
| Last Transfer Date | Jan 6, 2026 |
| Transfer Doc | 0050020907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2850 NOVA TRL, MIDDLEBURG, FL 32068-5738 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2850 NOVA TRL, MIDDLEBURG, FL 32068-5738 |
| Document Number | 0050270528 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 5027/528 |
| Instrument | 2026013852 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 14, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 6, 2026 |
| Property Address | 2850 NOVA TRL, MIDDLEBURG, FL 32068-5738 |
| Document Number | 0050020907 |
| Book / Page | 5002 / 907 |
| Map Reference | MB 2 PG 12 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 2026000376 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8033 BYRD LANDING CT, JACKSONVILLE, FL 32244-8006 |
| Name | Verified Name |
|---|---|
| Address | 2850 NOVA TRL, MIDDLEBURG, FL 32068-5738 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 8, 2020 |
| Property Address | 2850 NOVA TRL, MIDDLEBURG, FL 32068-5738 |
| Document Number | 0043262007 |
| Book / Page | 4326 / 2007 |
| Map Reference | MB 2 PG 12 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 2020033716 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 BUSBRIDGE CV, 120, POOLER, GA 31322-9655 |
| Name | Verified Name |
|---|---|
| Address | 2850 NOVA TRL, MIDDLEBURG, FL 32068-5738 |
| Document Number | 0043262009 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 4326/2009 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 2850 Nova Trl was $4,588 with exemptions applied, up 4.8% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,588.00 (+4.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $351,005 | $478,967 Land $121,700 Building $357,267 |
| 2024 | $4,376.00 (-4.89%) | ||
| 2023 | $4,601.00 (+4.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $331,178 (+3%) | $447,038 (+15.77%) Land $121,700 Building $325,338 |
| 2022 | $4,419.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $321,533 | $386,139 Land $121,700 Building $264,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2850 Nova Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2850 Nova Trl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures