2850 Moonridge Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 2850 Moonridge Dr, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,739 sqft · built 1968
Lot Size0.47 acres (20,490 sqft)
Owner2 Trust Names on File
Last Sale$460,000 (Dec 1983)
Tax Bill$15,031 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN346-640-16-00

Property Details

APN / Parcel Number

Primary APN346-640-16-00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,739 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area20,490 sqft (0.47 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2850 MOONRIDGE DR
CityLA JOLLA
StateCA
Zip92037-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLJSPD-SF
Legal DescriptionLOT 75 TR 005676
Legal SubdivisionAZURE COAST
Legal Tract005676
Legal Block2
Legal Lot Number75
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract8313

Owner

2850 Moonridge Dr is owner-occupied and held in a trust since May 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address2850 MOONRIDGE DR, LA JOLLA, CA 92037-3532
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1983 · Amount on File
Deed SaleDec 1, 1983 · Amount on File
Deed Document Number1983436879
Last Transfer DateMay 25, 2012
Transfer Doc0000318637
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2850 MOONRIDGE DR, LA JOLLA, CA 92037-3532
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2850 MOONRIDGE DR, LA JOLLA, CA 92037-3532

Mortgage

Document Number0000318238
DateNov 12, 2025
Instrument2025-0318238
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2850 Moonridge Dr was $15,031.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,186,952 (+2%) Land $439,474 Building $747,478
2025$15,031.00 Homeowner's exemption$1,163,679 Land $430,857 Building $732,822
2023$13,650.00 (+2.75%) Homeowner's exemption$1,118,493 Land $414,127 Building $704,366
2022$13,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2850 Moonridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2850 Moonridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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