2850 Lord St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2850 Lord St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,432 sqft · built 1982
Lot Size	0.66 acres (28,749 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2025)
Tax Bill	$2,444 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083992-0040`

Property Details

APN / Parcel Number

Primary APN	`083992-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,432 sqft Living Area
1st Floor Area	1,664 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,749 sqft (0.66 acres)
Lot Dimensions	130 ft deep x 240 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2850 LORD ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	10-86 LORDS ADDITION TO PONCE DE LEON HEIGHTS PT OF BLK 11 SHEPPARD-CROSBY SUB LOTS 4 5 & 6 BLK B OR6134/213
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	LORDS ADDITION TO PONCE DE LEON HEIGHTS
Legal Block	11
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20903

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2850 LORD ST, SAINT AUGUSTINE, FL 32084-1960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	May 3, 2001 · Amount on Record
Deed Document Number	202530535
Deed Book / Page	6134 / 213
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2850 LORD ST, SAINT AUGUSTINE, FL 32084-1960
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 LORD ST, SAINT AUGUSTINE, FL 32084-1960

Mortgage

Document Number	0057040275
Date	Feb 3, 2023
Book Page	5704/275
Instrument	2023008714

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2850 LORD ST, SAINT AUGUSTINE, FL 32084-1960
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048201036
Date	Oct 28, 2019
Book Page	4820/1036
Instrument	2019080196

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Aug 30, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,652 (+119.52%) Land $147,600 Building $291,052	$438,652 (+3.48%) Land $147,600 Building $291,052
2025	$2,444.00 (+14.26%) Homeowner's exemption Widower's exemption	$199,822 (+5.99%)	$423,886 (-22.77%) Land $147,600 Building $276,286
2024	$2,139.00 (+2.25%)
2023	$2,092.00 (+0.72%) Homeowner's exemption Widower's exemption	$188,534 (+3%)	$548,829 (+15.46%) Land $159,120 Building $389,709
2022	$2,077.00 Homeowner's exemption Widower's exemption	$183,043	$475,343 Land $126,072 Building $349,271

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber Intermediate Holdings.

Nearby Properties on Lord St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures