Bay County property record for 2850 Kiesel Rd, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1947 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Nov 2023) |
| Tax Bill | $3,149 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-018-100-120-00 |
| Primary APN | 140-018-100-120-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 42,253 sqft (0.97 acres) |
| Lot Dimensions | 185 ft deep x 223 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2850 KIESEL RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-9280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 325 FT E OF SW COR OF W 1/2 OF E 1/2 OF NW 1/4 TH N 185 FT TH E 233 FT TH S 185 FT TH W 233 FT TO BEG. EX ANY POR LYG |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 285600 |
2850 Kiesel Rd is owned and occupied by an individual who bought it in November 2023.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 KENSINGTON CIR, C, MOUNT PLEASANT, MI 48858-9162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 16, 2023 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Apr 22, 2020 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Prior Sale | Apr 22, 2020 · Amount on File |
| Deed Document Number | 202312702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2850 KIESEL RD, MIDLAND, MI 48642-9280 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2850 KIESEL RD, MIDLAND, MI 48642-9280 |
| Document Number | 0000014915 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 202514915 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Nov 16, 2023 |
| Property Address | 2850 KIESEL RD, MIDLAND, MI 48642-9280 |
| Document Number | 0000012702 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 202312702 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Title Company | PARKS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2850 KIESEL RD, MIDLAND, MI 48642-9280 |
| Name | Verified Name |
|---|---|
| Address | 3 KENSINGTON CIR APT C, C, MOUNT PLEASANT, MI 48858-9162 |
| Document Number | 0000012703 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 202312703 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 22, 2020 |
| Property Address | 2850 KIESEL RD, MIDLAND, MI 48642-9280 |
| Document Number | 0000005660 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 5660 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2618 ABBOTT RD MIDLAND MI 486425210, MIDLAND, MI 48642-5210 |
| Document Number | 5661 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 5661 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2050 |
The 2026 property tax bill for 2850 Kiesel Rd was $3,149 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,149.00 Homeowner's exemption | $88,700 | $177,400 |
| 2023 | $66,000 | $132,000 | |
| 2022 | $2,317.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2850 Kiesel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2850 Kiesel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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