2850 Haywire Gulch, Kalispell, MT 59901 Property Records

Flathead County property record for 2850 Haywire Gulch, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,200 sqft · built 2009
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2021)
Tax Bill	$1,712 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R608760`

Property Details

APN / Parcel Number

Primary APN	`R608760`
Alternative APNs	`07-3832-02-3-03-20-0000` `0000012380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	147,233 sqft (3.38 acres)
Deck Area	168 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000012380
Street Address	2850 HAYWIRE GULCH
City	KALISPELL
State	MT
Zip	59901-7373
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S02, T27 N, R22 W, ACRES 3.38, TR 6E IN L20 (SELL W TR 2A IN SEC 11)
Legal Range	22W
Legal Township	27N
Legal Section	02
Legal Subdivision	CERTIFICATE OF SURVEY #5401
Legal Tract	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1031
Census Tract	1702

Owner

2850 Haywire Gulch, a rural home, is owned and occupied by two individuals who bought it in October 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2850 HAYWIRE GULCH, KALISPELL, MT 59901-7373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Aug 5, 2020 · Amount on File
Deed Document Number	202136598
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 15, 2021
Property Address	2850 HAYWIRE GULCH, KALISPELL, MT 59901-7373
Document Number	202100036598
Instrument Date	Oct 12, 2021
Instrument	202100036598
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2850 HAYWIRE GULCH, KALISPELL, MT 59901-7373

Mortgage

Document Number	202100036599
Date	Oct 15, 2021
Instrument	202100036599

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2041

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 5, 2020
Property Address	2850 HAYWIRE GULCH, KALISPELL, MT 59901-7373
Document Number	202000022313
Instrument Date	Aug 4, 2020
Instrument	202000022313
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2850 HAYWIRE GULCH, KALISPELL, MT 59901-7373

Mortgage

Document Number	202000022314
Date	Aug 5, 2020
Instrument	202000022314

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 10, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2026 property tax bill for 2850 Haywire Gulch was $1,712.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kila Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,712.00	$550,212
2025			$550,212 Land $160,622 Building $389,590
2023	$2,709.00	$402,252	$402,252 Land $79,612 Building $322,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2850 Haywire Gulch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2850 Haywire Gulch is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 57% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Bullitt Communications.

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