2850 E Toto Rd, Knox, IN 46534 Property Records

Starke County property record for 2850 E Toto Rd, Knox, IN 46534

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 2003
Lot Size4.55 acres (198,198 sqft)
OwnerIndividual Name on File
Last Sale$195,900 (Jan 2022)
Tax Bill$1,645 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN75-06-33-400-034.200-003

Property Details

APN / Parcel Number

Primary APN75-06-33-400-034.200-003
Alternative APN
  • 0040248900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area198,198 sqft (4.55 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area512 sqft
Shed1 Shed
Shed Area100 sqft
Lean-To180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0040248900
Street Address2850 E TOTO RD
CityKNOX
StateIN
Zip46534-9277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeKCPZ
Legal DescriptionKRISTIES CLEAR COUNTRY ACRES. (4.55A.)
JurisdictionSTARKE IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1054
Census Tract954100

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2850 E TOTO RD, KNOX, IN 46534-9277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Intrafamily Transfer, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Jan 24, 2019Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2022 · Amount on File
Deed SaleJan 13, 2022 · Amount on File
Deed Document Number2022146
Prior Transfer DateJan 6, 2022
Prior Transfer Doc2022000146
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTARKE IN
Recording DateJan 13, 2022
Property Address2850 E TOTO RD, KNOX, IN 46534-9277
Document Number2022000146
Instrument DateJan 6, 2022
Instrument2022000146
Transaction TypeTransfer
Record UpdatedJan 27, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2850 E TOTO RD, KNOX, IN 46534-9277

Mortgage

Document Number2022000147
DateJan 13, 2022
Instrument2022000147
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

January 2019: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTARKE IN
Recording DateJan 24, 2019
Property Address2850 E TOTO RD, KNOX, IN 46534-9277
Document Number2019000146
Instrument DateDec 20, 2018
Instrument2019000146
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2850 E TOTO RD, KNOX, IN 46534-9277

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyStarke County
County SubdivisionCenter Township
Unified School DistrictKnox Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,645.00 (-4.42%)$255,200 (+20.43%) Land $45,800 Building $209,400$255,200 (+20.43%) Land $45,800 Building $209,400
2024$1,721.00 (+5.84%)
2023$1,626.00 (+2.26%)$211,900 (+10.71%) Land $37,200 Building $174,700$211,900 (+10.71%) Land $37,200 Building $174,700
2022$1,590.00$191,400 Land $33,500 Building $157,900$191,400 Land $33,500 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims3 (1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless
5,000 / 5,000
Surf Internet
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E Toto Rd

Nearby Streets

Search Property Records by Address or Parcel Number