2850 E Carden Rd, Avon Park, FL 33825 Property Records

Highlands County property record for 2850 E Carden Rd, Avon Park, FL 33825

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 2,580 sqft · built 2016
Lot Size	9.18 acres (399,881 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,021 (2024)
Deeds & Mortgages	Mar 2023 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0639A0001210000`

Property Details

APN / Parcel Number

Primary APN	`C0639A0001210000`
Alternative APN	`C-06-33-29-A00-0121-0000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,580 sqft Living Area
Upper Floors Area	360 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	399,881 sqft (9.18 acres)

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	1,000 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	1,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C0639A0001210000
Street Address	2850 E CARDEN RD
City	AVON PARK
State	FL
Zip	33825-7967
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AU
Legal Description	N 1/2 OF W 1/2 OF NE 1/4 OF SE 1/4 OF SEC 6 -LESS 1 ACRE RE IN E 208.71 FT OF S 208.71 FT OF N 417.42 FT THEREOF
Legal Range	29E
Legal Township	33S
Legal Section	06
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1005
Census Tract	960200

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2850 E CARDEN RD, AVON PARK, FL 33825-7967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NAT'L BK
Jan 24, 2019	Loan Modification, Mortgage HEARTLAND NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2006
Deed Sale	May 31, 2006
Deed Document Number	0019791296
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2850 E CARDEN RD, AVON PARK, FL 33825-7967
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002143675
Date	Mar 29, 2023
Book Page	2965/1242
Instrument	2143675

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2850 E CARDEN RD, AVON PARK, FL 33825-7967
Document Number	0001990857
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2850 E CARDEN RD AVON PARK FL 338257967, AVON PARK, FL 33825-7967

Mortgage

Document Number	0001990857
Date	Jul 7, 2020
Book Page	002761/000813
Instrument	1990857

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 6, 2025

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	2850 E CARDEN RD, AVON PARK, FL 33825-7967
Document Number	0001934370
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2850 E CARDEN RD AVON PARK FL 338257967, AVON PARK, FL 33825-7967

Mortgage

Document Number	0001934370
Date	Mar 29, 2019
Book Page	002684/001547
Instrument	1934370

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,046 (+6.03%) Land $16,726 Building $147,320	$399,475 (+39.51%)
2024	$2,021.00 (+3.16%)
2023	$1,959.00 (+16.54%) Homeowner's exemption	$154,711 (+16.45%)	$286,346 (+30.86%)
2022	$1,681.00 Homeowner's exemption	$132,855	$218,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2005)
Most Recent Claim	Jun 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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