Lake County property record for 2850 Croat St, Mount Dora, FL 32757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,379 sqft · built 1982 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (May 2022) |
| Tax Bill | $4,820 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-19-27-0003-000-03100 |
| Primary APN | 21-19-27-0003-000-03100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,379 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 581 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2566248 |
|---|---|
| Street Address | 2850 CROAT ST |
| City | MOUNT DORA |
| State | FL |
| Zip | 32757-6804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 656 FT OF W 1/4 OF E 1/2 OF SW 1/4 ORB 5964 PG 634 |
| Legal Range | 27E |
| Legal Township | 19S |
| Legal Section | 21 |
| Legal Subdivision | ACREAGE OR UNREC |
| Legal Tract | 3 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30203 |
2850 Croat St is owned and occupied by an individual who bought it in May 2022.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2850 CABIN WAY LN, MOUNT DORA, FL 32757-9147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 25, 2022 | Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Feb 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on File |
| Deed Sale | May 25, 2022 · Amount on File |
| Prior Sale | Feb 24, 2022 · Amount on File |
| Deed Document Number | 2022073733 |
| Deed Book / Page | 5964 / 634 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2850 CROAT ST, MOUNT DORA, FL 32757-6804 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2850 CABIN WAY LN, MOUNT DORA, FL 32757-9147 |
| Document Number | 0061700631 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 6170/631 |
| Instrument | 2023079897 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 25, 2022 |
| Property Address | 2850 CROAT ST, MOUNT DORA, FL 32757-6804 |
| Document Number | 0059640634 |
| Book / Page | 5964 / 634 |
| Map Reference | MB 27 PG 42 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022073733 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4350 TRUSSELL TRL, APOPKA, FL 32712-5449 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2850 CROAT ST, MOUNT DORA, FL 32757-6804 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 24, 2022 |
| Property Address | 2850 CROAT ST, MOUNT DORA, FL 32757-6804 |
| Document Number | 0059020846 |
| Book / Page | 5902 / 846 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2022025487 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1321, MOUNT DORA, FL 32756-1321 |
| Name | Verified Name |
|---|---|
| Address | 2850 CROAT ST, MOUNT DORA, FL 32757-6804 |
| Document Number | 0005902848 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 5902/848 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347,740 Land $287,500 Building $60,240 | $556,887 Land $287,500 Building $269,387 | |
| 2024 | $4,820.00 (+8.07%) | ||
| 2023 | $4,460.00 (+60.09%) Homeowner's exemption | $328,106 (+55.29%) | $422,196 (+25.78%) Land $161,000 Building $261,196 |
| 2022 | $2,786.00 Homeowner's exemption Disabled Person's exemption | $211,290 | $335,658 Land $161,000 Building $174,658 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2850 Croat St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 152 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 152 in force |
| Nearby Flood Claims | 7 (2004–2025) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2850 Croat St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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