2850 Co Rd 2700 E, Penfield, IL 61862 Property Records

Champaign County property record for 2850 Co Rd 2700 E, Penfield, IL 61862

Property Summary

Property Type	Single Family Home
Lot Size	6.03 acres (262,667 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,441 (2024)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-09-100-007`

Property Details

APN / Parcel Number

Primary APN	`06-12-09-100-007`

Exterior

Lot Area	262,667 sqft (6.03 acres)

Location & Zoning

Street Address	2850 COUNTY ROAD 2700 E
City	PENFIELD
State	IL
Zip	61862-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	14W
Legal Township	21N
Legal Section	09
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	4
Census Block	4142
Census Tract	10400

Owner

2850 Co Rd 2700 E is owned and occupied by two individuals.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2850 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage · Closed-End Mortgage THE GIFFORD STATE BANK
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit THE GIFFORD STATE BANK
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2850 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9702
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006932
Date	Apr 21, 2017
Instrument	2017R06932

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 14, 2022

Interest

Rate	4.5%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2850 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9702
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002042
Date	Feb 9, 2018
Instrument	2018R02042

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 24, 2023

Interest

Rate	4.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2850 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9702
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008803
Date	Jun 12, 2019
Instrument	2019R08803

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2850 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9702
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025313
Date	Dec 2, 2020
Instrument	2020R25313

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Secondary School District	Armstrong Township High School District 225 (09 - 12)
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,060 Land $7,830 Building $80,230	$264,180 Land $23,490 Building $240,690
2024	$5,441.00
2022	$4,480.00 Homeowner's exemption Additional exemption filed	$71,260 Land $6,310 Building $64,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2850 Co Rd 2700 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2850 Co Rd 2700 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	25 / 5
Watch TV Fixed Wireless	10 / 1
Frontier DSL	10 / 1

May also be available: T-Mobile.

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