285 Windswept Way, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 285 Windswept Way, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,727 sqft · built 1999
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$1,400,000 (Aug 2013)
Tax Bill$25,730 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone AE (high risk)
APNOSTE M:052 L:015004

Property Details

APN / Parcel Number

Primary APNOSTE M:052 L:015004
Alternative APN
  • 30521

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,727 sqft Living Area
Gross Area11,241 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number30521
Street Address285 WINDSWEPT WAY
CityOSTERVILLE
StateMA
Zip02655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRF
Legal Lot Number15004
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1012
Census Tract13002

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7 PARKER RD, OSTERVILLE, MA 02655-2044
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2013 · Amount on File
Deed SaleAug 5, 2013 · Amount on File
Prior SaleJan 9, 2009
Transfer Doc187723
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address285 WINDSWEPT WAY, OSTERVILLE, MA 02655
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001450344
DateJan 21, 2022
Instrument1450344
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.35%
Type Change DateFeb 1, 2029
Index1-Year CMT

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,730.00 (+9.24%)$3,180,500 (+5.46%) Land $1,710,500 Building $1,470,000$3,489,825
2024$23,553.00 (+13.83%)$3,015,800 (+21.56%) Land $1,710,500 Building $1,305,300
2023$20,691.00$2,480,900 Land $1,346,600 Building $1,134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 96 policies
Nearby Flood Policies96 in force
Nearby Flood Claims18 (1991–2018)
Claims Outside the SFHA5 of 18
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windswept Way

Nearby Streets

Search Property Records by Address or Parcel Number