285 Wight St, Elsie, MI 48831 Property Records

Clinton County property record for 285 Wight St, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1990
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (May 2019)
Tax Bill	$826 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-172-000-037-00`

Property Details

APN / Parcel Number

Primary APN	`061-172-000-037-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	212 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	285 WIGHT ST
City	ELSIE
State	MI
Zip	48831-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 37 OF MERIAM SUBD #3, A PART OF NW 1/4 OF SEC 13 T8N R1W VILLAGE OF ELSIE
Legal Range	01W
Legal Township	08N
Legal Section	13
Legal Subdivision	OF MERIAM SUBD
Legal Lot Number	37
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	1
Census Block	1030
Census Tract	10702

Owner

285 Wight St is owned and occupied by an individual who bought it in May 2019.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	285 WIGHT ST, ELSIE, MI 48831-9651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 8, 2019	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Deed Document Number	20195278816
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	285 WIGHT ST, ELSIE, MI 48831-9651
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WIGHT ST, ELSIE, MI 48831-9651

Mortgage

Document Number	0005333919
Date	Mar 31, 2023
Instrument	5333919

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2063

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 8, 2019
Property Address	285 WIGHT ST, ELSIE, MI 48831-9651
Document Number	5278816
Map Reference	LB 4 PG 45&46
Instrument Date	May 2, 2019
Instrument	5278816
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7710 BUTTERSTONE CT, 7710, FORT WAYNE, IN 46804-3508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 SHAFTSBURG RD, OVID, MI 48866-9536

Mortgage

Document Number	5278817
Date	May 8, 2019
Instrument	5278817

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 285 Wight St was $826 with a homeowner's exemption, down 60.9% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Municipality	Elsie Village
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,300 (-3.39%) Land $5,800 Building $82,500	$176,600 (-3.39%) Land $11,600 Building $165,000
2025	$826.00 (-60.93%) Homeowner's exemption	$91,400 Land $5,800 Building $85,600	$182,800 Land $11,600 Building $171,200
2024	$2,114.00 (+12.51%)
2023	$1,879.00 Homeowner's exemption	$73,400	$146,800
2022	$1,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Wight St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Wight St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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