285 Whitaker Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 285 Whitaker Rd, Pinnacle, NC 27043

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,509 sqft · built 2018
Lot Size	11.7 acres (510,088 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Sep 2021)
Tax Bill	$3,841 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5955-11-65-6741`

Property Details

APN / Parcel Number

Primary APN	`5955-11-65-6741`
Alternative APN	`100121165`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,509 sqft Living Area
1st Floor Area	3,290 sqft
Basement Area	1,105 sqft
Finished Basement	2,210 sqft
Unfinished Basement	1,105 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	510,088 sqft (11.7 acres)
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100121165
Street Address	285 WHITAKER RD
City	PINNACLE
State	NC
Zip	27043-9054
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PB 33 PG 190 T-3
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3018
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 WHITAKER RD, PINNACLE, NC 27043-9054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Sep 30, 2021	Warranty Deed, Transfer
May 5, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	2021688578
Deed Book / Page	1782 / 667
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	285 WHITAKER RD, PINNACLE, NC 27043-9054
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01614/0592
Date	Nov 16, 2017
Book Page	1614/0592

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 30, 2021
Property Address	285 WHITAKER RD, PINNACLE, NC 27043-9054
Document Number	001782/667
Book / Page	1782 / 667
Instrument Date	Sep 29, 2021
Instrument	688578
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WHITAKER RD, PINNACLE, NC 27043-9054

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SURRY NC
Recording Date	May 5, 2017
Property Address	285 WHITAKER RD, PINNACLE, NC 27043-9054
Document Number	01593/0166
Book / Page	1593 / 0166
Instrument Date	Apr 26, 2017
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1064, ATLANTIC BEACH, NC 28512-1064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 KNOLLCREST DR, PINNACLE, NC 27043-8244

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,841.00 (+6.66%)	$533,880 (-17.9%) Land $87,830 Building $446,050	$533,880 (-17.9%) Land $87,830 Building $446,050
2025	$3,601.00 (+22.19%)	$650,310 (+21.81%) Land $87,830 Building $562,480	$650,310 (+21.81%) Land $87,830 Building $562,480
2023	$2,947.00	$533,880 Land $87,830 Building $446,050	$533,880 Land $87,830 Building $446,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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