285 Westerman Pl, Smithfield, NC 27577 Property Records

Johnston County property record for 285 Westerman Pl, Smithfield, NC 27577 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,867 sqft · built 1999
Lot Size9.93 acres (432,551 sqft)
OwnerIndividual Name on File
Last Sale$44,500 (Jul 2015)
Tax Bill$3,747 (2023)
Deeds & MortgagesSep 2021 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15I07040H

Property Details

APN / Parcel Number

Primary APN15I07040H
Alternative APN
  • 2000186346

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,867 sqft Living Area
Gross Area3,315 sqft
1st Floor Area1,873 sqft
AtticAttic
Attic Area1,442 sqft
FlooringPlywood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area432,551 sqft (9.93 acres)
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area792 sqft
PorchFinished/Screened Porch
Porch Area370 sqft
Deck Area512 sqft
Patio Area512 sqft
Shed1 Shed
Shed Area720 sqft
Stable1,296 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000186346
Street Address285 WESTERMAN PL
CitySMITHFIELD
StateNC
Zip27577-6921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 CREEKS BEND 37/227
Legal SubdivisionCREEKS BEND
Legal Lot Number7
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3004
Census Tract40905

Owner

Source: Johnston County records · APN 15I07040H

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address285 WESTERMAN PL, SMITHFIELD, NC 27577-6921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 10, 2019Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
May 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2015 · Amount on Record
Deed SaleJul 27, 2015 · Amount on Record
Prior SaleFeb 28, 2011
Deed Document Number0004632176
Record UpdatedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address285 WESTERMAN PL, SMITHFIELD, NC 27577-6921
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 WESTERMAN PL, SMITHFIELD, NC 27577-6921

Mortgage

Document Number0000769933
DateSep 10, 2021
Book Page6044/542
Instrument2021769933
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressSMITHFIELD, NC 27577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 18, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address285 WESTERMAN PL, SMITHFIELD, NC 27577-6921
Transaction TypeMortgage
Record UpdatedApr 07, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000737270
DateMar 10, 2021
Book Page5865/149
Instrument2021737270
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address285 WESTERMAN PL, SMITHFIELD, NC 27577-6921
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000631216
DateOct 10, 2019
Book Page5444/0794
Instrument2019631216
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMIDDLESEX, NC 27557
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 25, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address285 WESTERMAN PL, SMITHFIELD, NC 27577-6921
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000657817
DateMay 05, 2020
Book Page5584/519
Instrument2020657817
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressIRVINE, CA 92620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,747.00$486,690 Land $116,950 Building $369,740$486,690 Land $116,950 Building $369,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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