Okaloosa County property record for 285 Wava Ave, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,612 sqft · built 1987 |
| Lot Size | 0.529 acres (23,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Oct 2010) |
| Tax Bill | $4,819 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-5875-8 |
| Primary APN | C56-000-591-5875-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,612 sqft Living Area |
| Gross Area | 3,412 sqft |
| 1st Floor Area | 2,612 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 23,039 sqft (0.529 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 585 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 215 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 285 WAVA AVE |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY BAYOU CC EST #3 LOT 30 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | ROCKY BAYOU CC EST |
| Legal Lot Number | 30 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 20900 |
285 Wava Ave is owned and occupied by two individuals who bought it in October 2010.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 WAVA AVE, NICEVILLE, FL 32578-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2010 · Amount on File |
| Deed Sale | Oct 27, 2010 · Amount on File |
| Prior Sale | Jul 18, 2000 · Amount on File |
| Deed Document Number | 20102666821 |
| Deed Book / Page | 2958 / 1532 |
| Prior Transfer Date | Jun 1, 2004 |
| Prior Transfer Doc | 0002127065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 285 WAVA AVE, NICEVILLE, FL 32578-1751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 285 WAVA AVE, NICEVILLE, FL 32578-1751 |
| Document Number | 0035073956 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 3507/3956 |
| Instrument | 3410076 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 163 Months |
| Due | Jun 27, 2034 |
The 2025 property tax bill for 285 Wava Ave was $4,819 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,819.00 Homeowner's exemption | $413,170 | $650,920 Land $202,369 Building $448,551 |
| 2023 | $4,564.00 (+2.49%) Homeowner's exemption | $389,831 (+3%) | $610,125 (+7.47%) Land $178,578 Building $431,547 |
| 2022 | $4,453.00 Homeowner's exemption | $378,477 | $567,738 Land $161,975 Building $405,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 Wava Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Wava Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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