285 Waite Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 285 Waite Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1993
Owner	Individual Name on File
Tax Bill	$3,314 (2023)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47169-0035`

Property Details

APN / Parcel Number

Primary APN	`82-47169-0035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Metal
Lot Width	40 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.47169.0035
Street Address	285 WAITE AVE S
City	SAINT CLOUD
State	MN
Zip	56301-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD10
Legal Description	LOT 001 BLOCK 002 OF GLASGOW ON THE GREENS PLAT 2
Legal Range	28
Legal Township	124
Legal Section	16
Legal Subdivision	GLASGOW ON THE GREENS PLAT 2
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	502

Owner

285 Waite Ave S is owned and occupied by an individual who acquired it in September 2023.

Source: Stearns County records, as of October 23, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	285 WAITE AVE S, SAINT CLOUD, MN 56301-7335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 20, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023
Deed Sale	Sep 20, 2023
Deed Document Number	A1660412
Record Updated	Jun 7, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 20, 2023
Property Address	285 WAITE AVE S, SAINT CLOUD, MN 56301-7335
Document Number	00A1660412
Instrument Date	Sep 15, 2023
Instrument	A1660412
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 WAITE AVE S, SAINT CLOUD, MN 56301-7335
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 20, 2023
Property Address	285 WAITE AVE S, SAINT CLOUD, MN 56301-7335
Document Number	00A1660412
Instrument Date	Sep 15, 2023
Instrument	A1660412
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 WAITE AVE S, SAINT CLOUD, MN 56301-7335
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,314.00	$279,000 Land $35,000 Building $244,000	$279,000 Land $35,000 Building $244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Waite Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Waite Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waite Park serves 8,354 people · EPA ID MN1730039
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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