285 W Richards St, Fallon, NV 89406 Property Records

Churchill County property record for 285 W Richards St, Fallon, NV 89406

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1945
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (Nov 2017)
Tax Bill$903 (2023)
Deeds & MortgagesMay 2024 Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-526-01

Property Details

APN / Parcel Number

Primary APN001-526-01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,376 sqft Living Area

Exterior

Year BuiltBuilt 1945
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialShingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
FenceFence

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address285 W RICHARDS ST
CityFALLON
StateNV
Zip89406-3215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionVERPLANK ESTATE ADDITION, W 10 FT OF LOT/BLK,& ALL OF LOT/BLK,FILE 53392,RECORDED: JUNE 29, 1938,PARCEL 001-526-01
Legal SubdivisionVERPLANK ESTATE
Legal Block2
Legal Lot Number4
JurisdictionCHURCHILL NV
Township / Civil DivisionFALLON
Census Block Group4
Census Block4012
Census Tract950302

Owner

Source: Churchill County records, as of January 8, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address285 W RICHARDS ST, FALLON, NV 89406-3215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2024Deed of Trust, Mortgage · USDA Mortgage
USDA
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
VAN DYK MORTGAGE CORP
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
VAN DYK MORTGAGE CORP
Nov 29, 2017Bargain and Sale Deed, Transfer · Conventional Mortgage
MOUNTAIN AMERICA FCU
May 4, 2017Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2017 · Amount on Record
Deed SaleNov 29, 2017 · Amount on Record
Prior SaleMay 4, 2017 · Amount on Record
Deed Document Number464331
Record UpdatedJun 7, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHURCHILL NV
Property Address285 W RICHARDS ST, FALLON, NV 89406-3215
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000507021
DateMay 9, 2024
Instrument507021
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term240 Months
DueMay 9, 2044

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHURCHILL NV
Property Address285 W RICHARDS ST, FALLON, NV 89406-3215
Transaction TypeMortgage
Record UpdatedAug 18, 2023
Title CompanyWESTERN NEVADA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000488198
DateMay 21, 2021
Instrument488198
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHURCHILL NV
Property Address285 W RICHARDS ST, FALLON, NV 89406-3215
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE FERNLEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000480812
DateJun 5, 2020
Instrument480812
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

November 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHURCHILL NV
Recording DateNov 29, 2017
Property Address285 W RICHARDS ST, FALLON, NV 89406-3215
Document Number0000464331
Map ReferenceFILE53392
Instrument DateOct 6, 2017
Instrument464331
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$647.88
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 266, FALLON, NV 89407-0266

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 W RICHAR3DS WAY, FALLON, NV 89406

Mortgage

Document Number0000464332
DateNov 29, 2017
Instrument464332
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

May 2017: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionCHURCHILL NV
Recording DateMay 4, 2017
Property Address285 W RICHARDS ST, FALLON, NV 89406-3215
Document Number0000460512
Instrument DateApr 27, 2017
Instrument460512
Transaction TypeForeclosure
Record UpdatedMay 29, 2017

Transaction

AmountAmount Recorded
Tax$217.00
Amount AccuracyConfirmed
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 266 FALLON NV 894070266, FALLON, NV 89407-0266
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Churchill County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNevada
CountyChurchill County
MunicipalityFallon City
Unified School DistrictChurchill County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$903.00 (+3.2%)$32,449 (+31%) Land $12,250 Building $20,199$92,711 (+31%) Land $35,000 Building $57,711
2022$875.00$24,771 Land $7,525 Building $17,246$70,774 Land $21,500 Building $49,274

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FALLON
serves 9,184 people · EPA ID NV0000045
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
CC Communications Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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